SCHAUMBURG, Ill. -

Of the Top 20 finance companies in the used-vehicle market, only eight gained market share year-over-year as of the close of the fourth quarter.

And according to Experian Automotive, many of the operations that lost ground in Q4 saw their market shares soften by double digits.

Analysts indicated Wells Fargo continues to be the market share leader in used-vehicle financing, holding 6.83 percent at the end of 2013. That’s up 6.3 percent from Q4 of 2012.

Experian pointed out the next three market share holders made year-over-year gains in Q4, including:

— Capital One: 3.91 percent, up 5.3 percent
— Ally Financial: 3.8 percent, up 3.8 percent
— Chase: 3.79 percent, up 5.2 percent.

Meanwhile, the remainder of the Top 20 used-vehicle financing market holders consisted of companies that made some significant gains or sustained some noteworthy declines. Experian’s Q4 data ended up this way:

— Toyota: 2.24 percent, down 9.7 percent
— Santander: 2.20 percent, down 22.4 percent
— CarMax: 1.54 percent, up 6.6 percent
— Credit Acceptance: 1.53 percent, up 3.5 percent
— Bank of America: 1.37 percent, down 24.1 percent
— Fifth Third Bank: 1.23 percent, down 19.5 percent
— USAA: 0.99 percent, up 2.3 percent
— Huntington Bank: 0.98 percent, down 2.6 percent
— Chrysler Capital: 0.98 percent (no comparison)
— BMW Bank: 0.98 percent, down 0.6 percent
— TD Auto Finance: 0.94 percent, down 40.9 percent
— Westlake: 0.93 percent, down 5.4 percent
— SunTrust Bank: 0.92 percent, down 1.5 percent
— Navy FCU: 0.85 percent, up 8.2 percent
— AmeriCredit: 0.82 percent, down 13.9 percent
— Ford: 0.78 percent, down 17.2 percent

On the new-vehicle side, Experian determined only seven of the top 20 market share holders posted year-over-year gains in Q4. But those companies that did enjoyed jumps of at least 8.8 percent.

The Top 20 new-vehicle market share holders as of the fourth quarter are:

— Toyota: 8.34 percent, down 7.6 percent
— Ford: 8.18 percent, up 9.9 percent
— Honda: 7.99 percent, up 13.1 percent
— Chase: 6.38 percent, down 3.4 percent
— Nissan/Infiniti: 6.31 percent, up 15.6 percent
— Ally Financial: 5.85 percent, down 28.4 percent
— Capital One: 4.40 percent, up 20.0 percent
— Wells Fargo: 4.04 percent, up 17.5 percent
— Chrysler Capital: 2.81 percent (no comparison)
— Hyundai: 2.52 percent, down 11.1 percent
— US Bank: 1.91 percent, down 9.6 percent
—World Omni: 1.89 percent, up 8.8 percent
— Bank of America: 1.86 percent, down 48.9 percent
— TD Auto Finance: 1.84 percent, down 20.8 percent
— PNC Bank: 1.71 percent, up 34.5 percent
— Fifth Third Bank: 1.41 percent, down 19.9 percent
— BMW Bank: 1.39 percent, down 10.7 percent
— RBS Citizens: 1.36 percent, down 16.3 percent
— SunTrust: 1.27 percent, down 19.5 percent
— VW Credit: 1.26 percent, down 23.5 percent