Fifth Third Bank acknowledged in its most recent filing with the Securities and Exchange Commission that it’s being investigated by the Department of Justice about its indirect auto loan business.

According to the company’s Form 10-Q, officials said they are “cooperating with an investigation by the Department of Justice to determine whether the bank engaged in any discriminatory practices in connection with the bank’s indirect automobile loan portfolio.

“Any claim resulting from this investigation could include direct and indirect damages and civil money penalties,” they continued.

The last time DOJ handed out a penalty in connection with discriminatory practices associated with vehicle financing, the department joined the Consumer Financial Protection Bureau for an enforcement action against Ally Financial that included a $98 million penalty.

Fifth Third shared in its filing that it has resources to handle such an enforcement, should one arrive. Along with the vehicle financing investigation, the bank said it is has been cooperating with the Department of Justice and the Office of the Inspector General for the Department of Housing and Urban Development in a civil investigation regarding compliance with requirements relating to certain Federal Housing Agency-insured loans originated by affiliates of the Bancorp.

Officials estimated that it is “reasonably possible” that they could incur losses related to legal proceedings up to approximately $117 million in excess of amounts reserved, with it also “being reasonably possible” that no losses will be incurred in these matters.

“The Bancorp is party to numerous claims and lawsuits as well as threatened or potential actions or claims concerning matters arising from the conduct of its business activities,” officials said. “The outcome of claims or litigation and the timing of ultimate resolution are inherently difficult to predict. The following factors, among others, contribute to this lack of predictability: plaintiff claims often include significant legal uncertainties, damages alleged by plaintiffs are often unspecified or overstated, discovery may not have started or may not be complete and material facts may be disputed or unsubstantiated.

“As a result of these factors, the Bancorp is not always able to provide an estimate of the range of reasonably possible outcomes for each claim. A reserve for a potential litigation loss is established when information related to the loss contingency indicates both that a loss is probable and that the amount of loss can be reasonably estimated,” they continued. “Any such reserve is adjusted from time to time thereafter as appropriate to reflect changes in circumstances.”