With one of the most important elements to a successful buy-here, pay-here transaction being a vehicle that remains operational, RepairPal recently broadened its offering with a financing opportunity for individuals who are unable to pay for their repairs with other methods.

This new finance company associated with RepairPal is One Road Lending, which executives say has an innovative consumer financing structure designed to fit the needs of underserved auto shop customers.

With more than 4 million unique monthly visitors, RepairPal is a leading auto repair website and one of the largest independent networks of trusted, certified shops focused on high quality and fair pricing.

If BHPH operators don’t have their own shops to make repairs, sending their contract holders to find the resources through One Road Lending could be way to get the vehicle back up and running. With a vehicle still in operation, payments can keep arriving to keep dealership cash flow positive.

“We aim to help as many creditworthy customers get back on the road as possible,” said Dusty Wunderlich, chief executive officer and founder of One Road Lending.

“A majority of Americans aren’t qualifying for traditional financing so services like ours are becoming increasingly essential for a quality customer service package,” Wunderlich continued. “RepairPal’s strict certification standards are the best in the industry and we are thrilled to offer support to its loyal users.”

One Road Lending’s flexible lease structure provides personalized financing for RepairPal users who may not have the available funds to pay for necessary auto repairs.

“We know that an unexpected or large repair can be a challenge to budget for any consumer,” RepairPal chief executive officer Art Shaw said. “We are leveraging our network to provide even more great services and we are proud to offer One Road Lending. They have deep, nationwide coverage and provide options for RepairPal consumers.

One Road Lending’s innovative underwriting evaluates more than just an individual’s credit score, reviewing hundreds of distinct personal data sets to extend individualized costs and terms to consumers based on their unique likelihood and willingness to pay.

“The broad data sets and lease structure often empower customers to gain access to financing who cannot access traditional financing,” the company said.

For more information, visit OneRoadLending.com.