The Consumer Financial Protection Bureau received 3,204 complaints associated with debt collection in January, according to analysis of the regulator’s database orchestrated by service provider WebRecon.

While the total amount represented a 7.1-percent jump year-over-year, WebRecon noticed that just 2 percent of the total — only 66 cases — were connected with vehicle financing.

WebRecon chief executive officer Jack Gordon explained in a company blog post that although the lift in CFPB complaints came in at 7.1 percent overall, “history shows that will tighten up in the weeks ahead as more cases from January are made public.”

Gordon’s analysis also broke down the top reasons for the complaint, including:

— Continued attempts to collect debt not owed: 1397 or 44 percent

— Communication tactics: 566 or 18 percent

— Disclosure verification of debt: 552 or 17 percent

— False statements or representation: 259 or 8 percent

— Improper contact or sharing of info: 252 or 8 percent

— Taking or threatening an illegal action: 178 or 6 percent

Finally, Gordon also shared the top 10 states where complaints originated, including:

1. California: 399

2. Texas: 317

3. Florida: 275

4. New York: 183

5. Georgia: 156

6. Illinois: 141

7. Pennsylvania: 128

8. Ohio: 107

9. Virginia: 98

10. New Jersey: 85