Santander Consumer USA Holdings evidently isn’t rattled by the Consumer Financial Protection Bureau turning over allegations to the Department of Justice about how the finance company conducts its business.

SCUSA shared details about the pair of allegations the CFPB made as part its regulatory filing with the Securities and Exchange Commission posted earlier this week. SCUSA said that on July 31 the CFPB notified the finance company that specializes in subprime originations while also being the backbone for Chrysler Capital that the bureau referred certain alleged violations of the Equal Credit Opportunity Act to the Justice Department. The alleged infractions stemmed from:

— Statistical disparities in markups charged by dealers to protected groups on loans originated by those dealers and purchased by SCUSA

— Treatment of certain types of income in the company's underwriting process

The notification about the CFPB moves arrived a day after the company reported its second-quarter performance, which included total originations of more than $7.6 billion.

In its SEC filing, SCUSA said, “The company does not believe that there are any proceedings, threatened or pending, that, if determined adversely, would have a material adverse effect on the consolidated financial position, results of operations, or liquidity of the company.”

Since the CFPB allegations officially hadn’t come to light when SCUSA, investment analysts didn’t probe the company about them. However, when asked about the company’s strategy, new chief executive officer Jason Kulas reiterated much of the same tenor he used when he ascended into his current role at the beginning of July, replacing co-founder Thomas Dundon.

“We are having a lot of discussions about strategy and not just among our management team but also with our board,” Kulas said when the company hosted its second-quarter conference call.

"The level of dialogue we are having is real positive,” he continued, according to a transcript posted by SeekingAlpha.com. “I think one thing that is important to talk about in answering that question is the connection between our former CEO and me and the ongoing dialogue we have been having about this business for over 20 years. Many aspects of the strategy of this business were developed together with Tom and I discussing the business literally every day for a long period of time.

“So for that reason, I don't expect a lot of big changes in strategy,” Kulas went on to say. “We saw the business eye to eye. We developed and grew the business together, and I believe in the strategy that we have, which is at its core, what we always talk about. That's just making sure that every single loan we originate has the right price and the right structure so the company continues to be positioned to perform through cycles.”

Perhaps SCUSA’s strategy is working nicely since the company’s total originations came in at more than $7.6 billion during the second quarter, up from $7.4 billion a year earlier. The most recent figure includes $2.7 billion in Chrysler Capital retail installment contracts, $1.4 billion in Chrysler leases originated for its own portfolio and $229 million in Chrysler lease originations facilitated for an affiliate.

The company also highlighted that other originations, including other auto and personal loans, totaled $3.3 billion for the second quarter. Kulas pointed out that Q2 auto originations continued to see a seasonal benefit due to the tax refund season.

The activity propelled SCUSA to a Q2 net income figure of $285.5 million, or $0.79 per diluted common share.

“Our company achieved strong results this quarter, producing a 16 percent year-over-year growth in net income,” Kulas said in a company statement. “This evidences our robust business model and our team’s ability to produce results.

We continued to execute against our stated strategy of optimizing the mix of retained assets versus assets sold and serviced for others by originating more than $7.6 billion and selling more than $2.8 billion in assets, further strengthening our balance sheet while growing our consumer finance marketplace,” he continued.

“We are confident the effective execution of this strategy will lead to continued growth in the serviced for others portfolio while generating attractive balance sheet returns as well as capital-light fee income,” Kulas went on to say.