Artificial intelligence brought Launcher and Zest AI together this week.

Their new partnership enables lenders using Launcher’s appTRAKER Loan Origination System to incorporate and automate decisioning based on Zest’s AI’s credit and fraud risk models in their existing underwriting workflow.

Launcher and Zest AI highlighted the collaboration reflects a shared commitment to helping lenders modernize their lending operations through intelligent automation, improved decision support, and enhanced risk management.

Together, Launcher and Zest AI said they will provide financial institutions with streamlined access to AI-driven credit and fraud risk insights within existing lending workflows.

Lenders can leverage the combined strengths of appTRAKER and Zest AI to accelerate loan decisioning, increase automation, and enhance risk evaluation through advanced AI-driven insights.

Launcher president Nikh Nath said the future of lending depends on the responsible application of artificial intelligence, giving financial institutions the flexibility to adopt best-in-class AI technologies while maintaining transparency, regulatory compliance, and human oversight.

“As fraud schemes become more sophisticated and lenders face increasing pressure to make faster, more confident lending decisions, access to reliable automation has never been more important,” Nath said.

“Through our partnership with Zest AI, we continue to expand the intelligence capabilities available within the appTRAKER platform, enabling lenders to strengthen credit risk evaluation, improve operational efficiency, and better defend against evolving fraud while preserving their existing workflows,” he added.

José Valentin is head of partnerships at Zest AI.

“AI is becoming foundational to the future of lending, but adoption only accelerates when it integrates seamlessly into existing operations,” Valentin said. “This integration gives lenders a practical path to modernize credit decisioning with transparent, proven AI that fits naturally into the systems they use every day.”