National Lenders General Agency announced on Thursday that Empire Indemnity Insurance Company Risk Retention Group (Empire RRG) has again been awarded an “A” Financial Stability Rating by Demotech, marking the third consecutive year the carrier has achieved this distinction.

According to a news release, the rating is based on Demotech’s independent evaluation of Empire RRG’s financial stability and its ability to meet policyholder obligations, reinforcing the company’s commitment to long-term financial strength, disciplined underwriting, and prudent risk management.

Empire RRG provides specialized insurance solutions for the automotive finance industry, including collateral protection insurance (CPI), helping lenders protect their financial interests while supporting long-term portfolio performance.

National Lenders highlighted that the recognition represents more than a rating. It underscores the importance of providing dealers, lenders, and financial institutions with insurance solutions backed by a carrier that has consistently demonstrated financial stability and operational excellence.

“Maintaining this rating for three consecutive years is an important milestone,” National Lenders General Agency president Ken Terkel said. “It reflects the disciplined approach our organization takes toward underwriting, claims management, and serving our clients.

“We remain committed to delivering dependable protection through products supported by strong financial fundamentals,” Terkel added.

For more information, go to nationallenders.com.