With its fraud-fighting consortium already containing more than 650 members, Point Predictive is making inroads into the dealership space, too.

On Tuesday, the provider of artificial intelligence solutions for consumer lending announced a strategic partnership with Morgan Auto Group, one of the nation’s largest automotive dealer groups with 77 dealerships across Florida.

The collaboration integrates Point Predictive’s BorrowerCheck and IEValidate solutions, giving Morgan Auto Group comprehensive fraud detection capabilities and frictionless income and employment validation.

This spring, Point Predictive forged similar relationships with Bayway Auto Group, one of Houston’s automotive dealer groups, and Ken Garff Automotive Group, which operates 70 dealerships across multiple states.

All the partnerships come as dealers face an alarming surge in identity, income, and employment fraud schemes over the past year alone.

Point Predictive’s 2025 analysis showed dealers increasingly bear the financial burden of $9.2 billion in auto loan fraud annually.

With the typical fraud-related buyback now averaging $27,500 per incident, Point Predictive said dealers who haven’t updated their fraud prevention tools face potentially significant financial exposure that market leaders are already protecting against.

“BorrowerCheck gives us unprecedented protection against fraud schemes that traditionally lead to costly buybacks,” Morgan Auto Group CEO Brett Morgan said in a news release from Point Predictive.

“With red flags and alerts that cover identity, income, and employment, we can use the expanded data insights to service our car buyers more efficiently and safely. This technology helps us confidently get legitimate buyers the financing they need faster while significantly reducing our exposure to fraud,” Morgan continued.

The implementation of these solutions is geared to deliver three main benefits to Morgan Auto Group, including:

—Slash fraud losses: Can prevent 90% of fraud typically missed by traditional methods, dramatically reducing costly buybacks from lenders.

—Accelerates customer verification: Can replace five-minute knowledge-based surveys with 20-second SMS verification, eliminating friction that drives customers away.

—Eliminates income & employment documentation hassles: Can validate income and employment against data containing more than 23 million employers and 312 million income reports instantly without paystub requirements, while screening against more than 14,000 known fake employers.

“This partnership with Morgan Auto Group demonstrates our commitment to protecting dealerships from the growing wave of fraud affecting the auto industry,” Point Predictive CEO Tim Grace said.

“By combining BorrowerCheck’s comprehensive fraud detection with IEValidate’s frictionless income verification, we’re providing Morgan with the tools to significantly reduce buyback risk while creating a seamless experience for legitimate buyers,” Grace went on to say.