Collaboration is developing again in connection with payments where auto finance and car insurance intersect.

Last week, One Inc., a leading digital payments network for the insurance industry, today announced a collaboration with Copart to integrate One’s ClaimsPay platform with Copart’s Title Express and Loan Payoff system.

The intentions are to modernize and expedite lienholder payments for total-loss vehicle claims, delivering faster, more accurate payments to lienholders while improving the claims experience for insurance carriers and their customers.

One’s ClaimsPay looks to streamline lienholder payments by replacing outdated processes with a fully digital, integrated system and modern payment rails.

The goal is improving financial settlements and lien releases to help clear titles, ensure smooth ownership transfers, and reduce reconciliation delays within insurance carrier payment operations, creating efficiency from a “payoff” button on the insurance core system straight through to lien satisfaction.

The One network of more than 1 million vendors, carriers and other participants in the P&C marketplace can now also pay to thousands of lienholders nationally.

“Our partnership with Copart is transforming lienholder payment management,” One CEO Ian Drysdale said in a news release. “Speed matters in claims, and this integration ensures payments move quickly and accurately.

“When lienholder payments are processed faster, Copart can move vehicles to auction sooner, generating immediate value for insurers and minimizing disruptions for all involved,” Drysdale continued.

Carriers can now initiate payments directly through their core systems or Copart’s platform, benefiting from real-time updates, VIN-based matching, and ultimately, a streamlined claims process.

The companies said these advancements not only reduce manual touchpoints and the risk of errors but also help insurers stand out by delivering superior customer experiences.

“Integrating One Inc’s ClaimsPay is the next step in modernizing this critical process,” Copart chief sales officer Robert Vannuccini said in the news release. “This partnership accelerates claim cycle times, cuts carrying costs, and helps all Copart Title Express stakeholders — insurers, customers, and lenders — move faster with greater transparency. Lenders using Copart’s Lender Portal to provide total-loss payoff details will gain even more speed and efficiency from this new payment capability.”