IDScan.net and GOLDPoint Systems are now working together.

The provider of adaptive artificial intelligence-based identity verification and document authentication on Tuesday announced a new partnership with the provider of loan origination, loan servicing, and loan securitization software.

The integration leverages IDScan.net digital identity verification (DIVE) software into GOLDPoint’s suite of lending tools to support more secure, streamlined customer onboarding, compliance and fraud prevention in their financial services.

Through this partnership, GOLDPoint Systems users can now seamlessly integrate IDScan.net’s DIVE software into their lending platforms.

“This collaboration reflects a growing need for robust identity solutions in lending and financial institutions, where the balance between frictionless customer experience and strong anti-fraud controls is critical,” the companies said in a news release.

With integration into GOLDPoint’s origination and servicing flows, lenders will have access to IDScan.net’s remote identity verification, face matching, and anti-spoofing checks. Lenders using GOLDPoint’s Lending Engine can embed identity checks without requiring standalone systems or duplicate data entry.

IDScan.net’s platform can perform deep biometric and document analysis, helping lenders meet know your customer (KYC), anti-money laundering (AML) and regulatory mandates.

“The integration helps minimize manual steps, reduce processing time, and deliver a smoother digital or in-branch onboarding experience,” the companies said.

Here are more details on how the processes are geared to work, with the DIVE integration through GOLDPoint Systems intended to offer a user-friendly workflow.

In advance of a transaction, customers of banks and lenders using GOLDPoint Systems software will receive an identity Verification request by SMS or email. DIVE software will leverage the user’s mobile device camera to capture a photo of the front and back of their identity document. DIVE’s AI analyzes the credential to determine legitimacy.

The user then walks through randomized liveness checks on video, and the software uses face matching technology to confirm they are the rightful ID holder. Optionally, add in third party data sources to provide additional risk data and deeper KYC.

“For lenders operating fully online, the ability to verify identity remotely with confidence is crucial,” IDScan.net and GOLDPoint Systems said. “Synthetic identity fraud is a growing threat, as AI-backed fraudulent documents leverage stolen identity information from real people and incorporate that into highly sophisticated fake IDs.

“Banks and credit unions that also have physical presence can mix in-branch scanning with remote verification depending on the channel,” they continued. :For lenders subject to AML, KYC, and identity regulation, this integrated solution helps maintain compliance. As lenders grow, having identity verification as a built-in service helps reduce operational overhead and developer burden.”