Algebrik AI started 2026 by landing another client, announcing on Monday that Advantage Plus Federal Credit Union, a community financial institution serving southeast Idaho and western Wyoming, has selected key modules of Algebrik ONE to modernize its lending operations.

Founded in 1953 and headquartered in Pocatello, Idaho, Advantage Plus Federal Credit Union has spent more than seven decades serving its members through a strong community-first ethos rooted in trust, accessibility, and personalized service.

As part of its next phase of digital transformation, the credit union will deploy Algebrik’s Lender’s Cockpit (LOS), Omnichannel Point-of-Sale (POS), and Portfolio Analytics modules to accelerate lending decisions, improve operational visibility, and deliver more consistent member experiences across digital and in-branch channels.

By adopting a modular approach, Algebrik AI Advantage Plus is modernizing the core of its lending stack while retaining flexibility to expand functionality over time, without disrupting existing systems or workflows.

Algebrik ONE is a modular, cloud-native, AI-powered lending platform purpose-built to replace fragmented legacy workflows with intelligent, end-to-end execution. With agentic AI embedded across origination and post-origination workflows, the platform goes beyond static automation, actively orchestrating lender actions, borrower interactions, and portfolio insights in real time.

“For more than 70 years, Advantage Plus has been built on trust, accessibility, and putting members first,” Advantage Plus Federal Credit Union president and CEO Brent Neibaur said in a news release from Algebrik AI. “As member expectations continue to evolve, we knew we needed a lending platform that could match our values while dramatically improving speed and simplicity. Algebrik gives us the ability to deliver faster decisions, smoother experiences, and more personalized service without compromising our community-first mission.”

By implementing LOS, POS, and Portfolio Analytics, Algebrik AI highlighted Advantage Plus Federal Credit Union is addressing the most critical operational layers of lending:

—Loan Origination System (LOS): A guided, intelligent workspace for loan officers and underwriters that reduces manual handoffs, enforces consistent workflows, and ensures full audit traceability

—Omnichannel Point-of-Sale (POS): A unified borrower interface across web, mobile, and branch channels, supporting assisted handoffs, co-applicant journeys, and dynamic application flows

—Portfolio Analytics: Embedded dashboards and reporting that provide leadership with real-time visibility into pipeline health, portfolio performance, operational efficiency, and compliance readiness

“What stood out about Algebrik was how seamlessly intelligence is embedded into the lending workflow,” Advantage Plus Federal Credit Union chief information officer Adam Brown said. “From origination through portfolio insights, the platform helps our team work smarter, reduce manual effort, and respond to members in real time. It’s not just a system upgrade; it’s a fundamentally better way to manage lending.”

For Advantage Plus, Algebrik AI founder and CEO Pankaj Jain said these gains translate into a lending operation that is more responsive for members, more intuitive for staff, and more transparent for leadership.

“Advantage Plus exemplifies what modern community banking should look like: deeply rooted in local relationships, yet bold in how it embraces innovation,” Jain said. “By deploying Algebrik’s LOS, POS, and Portfolio Analytics, they’re modernizing the heart of their lending operation with an intelligent, agentic foundation that executes in real time while remaining flexible for the future.”

The relationship Algebrik AI built with Advantage Plus came after the service provider finalized similar ones a year ago with United Financial Credit Union, which is based in Saginaw, Mich.

“From our earliest conversations, it was clear that Advantage Plus leads with purpose and empathy,” said Andrea Silvers, vice president of business development and partnerships at Algebrik AI. “Their approach to modernization is thoughtful and member driven. Together, we’re enabling a lending experience that is faster for members, more intuitive for staff, and more insightful for leadership.”

For more information about Algebrik AI, visit https://www.algebrik.ai.