Fueled by record-setting month, Fusion Auto Finance watches CU Xpress Lease gain sustained momentum
Image courtesy of Fusion Auto Finance.
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Fusion Auto Finance shared monthly performance details that’s positive for not only vehicle leasing, but perhaps the used-car business, too.
The company said its flagship CU Xpress Lease program generated the strongest month in its history in April, including a year-over-year increase in booked leases of 115%.
And Fusion pointed out April wasn’t just an aberration for its CU Xpress Lease program. From January through April, CU Xpress Lease posted a 68% year-over-year increase in booked leases compared to the same period in 2025.
The company went on to mention additional year-to-date portfolio metrics underscore the continued strength and quality of the CU Xpress Lease program, including:
—Average credit score: 782
—Average loan-to-value (LTV): 97%
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—Average lease amount: $43,362
—Average lease term: 38 months
Fusion developed this turn-key auto leasing program to deliver strong results for credit unions and their members.
Fusion also provides a full-service leasing solution backed by expertise in residual value management, lease-end servicing, and remarketing.
In partnership with GrooveCar, its sales and marketing division, Fusion helps credit unions expand indirect lending opportunities while delivering flexible, member-friendly vehicle financing options.
As negative equity levels continue to rise across the automotive industry, Fusion said many consumers are turning to leasing as a strategic alternative to extended-term financing.
Furthermore, CU Xpress Lease guarantees 100% of the residual value at lease-end, giving credit unions added clarity, confidence, and protection that can help the used-car business down the road.
Robert O’Hara, director of credit union relations at GrooveCar, recapped what the company’s momentum so far this year means for the car business.
“This record-setting growth reflects both the strength of our credit union partnerships and the increasing value leasing provides in today’s environment,” O’Hara said in a news release. “Consumers are navigating higher vehicle prices, elevated interest rates, and growing negative equity challenges.
“Leasing continues to provide consumers with a practical path to affordability, payment flexibility, and financial reset opportunities,” he went on to say.
For more information about Fusion Auto Finance and CU Xpress Lease, go to this website.