Origence is intensifying its fight against fraud.

The lending technology solutions provider for credit unions announced a strategic partnership with Alloy, an identity and fraud prevention platform provider.

Origence said on Wednesday that this partnership can provide credit unions with a “scalable and highly effective solution” to grow their business by streamlining digital member onboarding and digital lending while also proactively mitigating fraudulent activity.

Through this partnership, Alloy can enable credit unions to verify member identities with access to more than 200 sources of fraud, identity, and compliance data without the burden of managing individual integrations.

Alloy also can provide credit unions with the ability to:

—Optimize growth by increasing top of funnel conversion rates, onboarding automation rates, and speed of origination

—Orchestrate unique fraud prevention data points for digital new account opening and direct lending

—Easily select from a variety of pre-built fraud and identity solutions, promoting tailored security measures

—Reduce costs by pausing additional fraud checks on low-risk applications and make real-time adjustments to balance security and cost-effectiveness

—Quickly detect fraud risks in online member onboarding and lending channels

—Implement automated know-your-customer (KYC) and customer identification program (CIP) checks to promote compliance and enhance security measures.

The service providers acknowledged fraud has become an escalating challenge for credit unions, with attacks evolving in sophistication and frequency. At the same time, they said fraud prevention is acting as a growth driver for financial institutions by enabling them to onboard genuine members.

According to a 2025 report from Alloy, 87% of financial institutions reported that the money saved by fraud prevention outweighs its costs.

To keep up with growing fraud, the service providers said credit unions must diversify and layer their fraud solutions to evolve as quickly as the threats they face, ultimately unlocking additional growth opportunities for their business.

“As fraud continues to evolve, we recognize the need for cutting-edge solutions that will protect our partners and their members without compromising efficiency,” Origence chief product officer Brian Hendricks said in a news release.

“By integrating with Alloy’s powerful fraud detection capabilities, we equip credit unions with the tools to safeguard their operations, build trust, make more loans, and open new accounts,” Hendricks continued. “This is more than just another integration; it’s about empowering credit unions with confidence to move faster than the pace of fraud.”

Alloy chief revenue officer Keith Kettell added, “Credit unions are highly skilled at providing high-quality experiences to the member communities they serve.

“Our partnership with Origence enables credit unions to continue to faithfully serve their members while also ensuring they reduce fraud risk and ultimately grow their business,” Kettell went on to say.