SBS — the global financial technology company that more than 1,500 financial institutions including AutoUse, NextGear Capital and Soda Capital use to digitally transform the way they operate — is launching SBS AI Foundation.

The new development embeds enterprise artificial intelligence directly into the core banking, lending, and digital banking products its clients already run.

Built on the SBS Data Platform, it draws on data already in SBS systems, governed and secured within each institution’s own environment, and delivers a generative AI layer.

SBS highlighted the result is a suite of capabilities that can enable financial institutions to streamline client onboarding, engagement, operations, and risk management, while freeing up resources to invest in new products and services.

Availability is currently limited to select clients, with broader availability planned for early next year, according to a news release.

SBS has spent decades embedded in the core operations of banks and lenders across 80 countries, helping them navigate technology modernization initiatives and now their AI transformation.

Because SBS is built into the operations of these institutions, the company said SBS AI Foundation is directly connected to data from the products banks already run on rather than bolted on from the outside, meaning institutions can adopt it without disrupting day-to-day operations.

SBS added the data it draws on remains governed and secured within the bank’s own environment, meaning institutions can act on AI-generated insights with the confidence that regulators and auditors require.

SBS AI Foundation is going to be embedded across the SBS product suite, starting with several high-value areas where financial institutions lose the most time, carry the most compliance risk, or miss the most opportunity, including:

—Customer engagement intelligence: Gives relationship managers a full picture of each customer before every interaction, including what they’re likely to need and what to offer, so conversations are more relevant and more likely to convert.

—AI assistant for banking teams: Enables staff across service, compliance, and operations to get instant answers from their own data, cutting admin time and manual effort that slow down day-to-day decision-making.

“SBS has a 50-year history working with our clients to ensure they have the technology and data that helps them best serve their customer base,” SBS chief executive officer said Eric Bierry said. “When our clients started asking how to deploy AI safely, and to drive value for their business while meeting regulatory requirements, we built the answer into the platforms they already run on.”