Bankruptcy filings & consumer financial stress keep intensifying in November
Tuesday, Dec. 9, 2025, 02:21 PM
Byrider honors operators for best overall performance & most improved
Tuesday, Nov. 25, 2025, 11:58 AM
BHPH United Summit bringing lease-here, pay-here into 2026 event
Tuesday, Nov. 25, 2025, 11:55 AM
Cutting keys & cutting costs during repossessions and recoveries
Drawing standing-room-only attendance in the second-largest setting at Used Car Week 2025, Ryan Miller led a six-executive panel session that focused on one of the most complex challenges in all of repossessions and recoveries. Now available through this episode of ... Listen Here
Wednesday, Dec. 10, 2025, 04:42 PM
Four experts on automotive & the economy
Used Car Week 2025 again brought together experts who can explain which parts of the economy impact automotive most. This year’s event included views from Laura Wehunt of Black Book, Tim Gill of the American Financial Services Association, T.J. Cox ... Listen Here
Wednesday, Dec. 10, 2025, 04:39 PM
Sponsored Episode: Winning Trade-Ins and Trust – Navigating Today’s Affordability Challenges
Affordability challenges are reshaping the automotive landscape—vehicle prices and payments are at all-time highs and negative equity is on the rise. In this episode, Micah Tindor offers a data-driven conversation with real-world strategies around acquisition tactics and long-term profitability to ... Listen Here
Friday, Dec. 5, 2025, 03:15 PM
NIADA recaps another successful BHPH Dealer Forum
Thursday, Nov. 13, 2025, 12:06 PM
BHPH Report Staff
Michele Somich certainly made the most of her time with the National Independent Automobile Dealers Association in the Music City this week. Somich, of The Car Store in Piney Flats, Tenn., received accolades from her dealer peers and won the ... [Read More]
COMMENTARY: Beyond the credit score & how holistic underwriting drives BHPH success
Tuesday, Nov. 11, 2025, 02:42 PM
Tiger Okeley, Oak Motors
Not long ago, the buy-here, pay-here industry had a reputation for selling cars to anyone with a pulse. In those days, high-volume and low-selectivity lending practices meant loan approvals were nearly automatic. But rising inventory and account-servicing costs have made ... [Read More]
Kinetic Advantage celebrates fifth anniversary
Thursday, Nov. 6, 2025, 02:01 PM
BHPH Report Staff
Kinetic Advantage provided a dealer floorplan for the first time on Nov. 5, 2020; a point when the pandemic seemingly impacted every part of the car business and beyond. It’s five years later and Kinetic Advantage not only remains in ... [Read More]
Car-Mart explains how $300M loan enhances capital structure ‘at a time of uncertainty in the market’
Tuesday, Nov. 4, 2025, 11:47 AM
BHPH Report Staff
America’s Car-Mart closed the month with an important deal to solidify its long-term finances. On Thursday, the buy-here, pay-here dealership chain announced the closing of a new five-year, $300 million funded term loan facility provided by funds managed by Silver ... [Read More]
BHPH United & PrimaLend ‘part on good terms’
Tuesday, Oct. 28, 2025, 02:15 PM
BHPH Report Staff
Another side effect of PrimaLend filing for Chapter 11 bankruptcy last week surfaced soon afterward. Along with being a floorplan provider, PrimaLend was a founding member of BHPH United, which is comprised of seven service providers that organize an annual ... [Read More]
Ignite & NIADA warn dealers about recent CFPB phishing scam
Tuesday, Oct. 28, 2025, 02:14 PM
BHPH Report Staff
Both Ignite Consulting Partners and the National Independent Automobile Dealers Association warned dealerships about what they believe to be a phishing scam with fraudsters pretending to be from the Consumer Financial Protection Bureau. In an industry message, Ignite Consulting Partners ... [Read More]
Details of tax season consulting groups specifically for BHPH & independent dealers
Tuesday, Oct. 28, 2025, 02:14 PM
BHPH Report Staff
Tax Max wants buy-here, pay-here and independent dealers to have clear strategy in place now through the close of federal and state filing seasons. So, the company announced new tax season consulting groups, which will gather each Tuesday via Zoom ... [Read More]
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