Three national trade groups want the industry to start the new year on the right compliance path.

In late December, the Guaranteed Asset Protection Alliance (GAPA), Motor Vehicle Protection Products Association (MVPPA) and Service Contract Industry Council (SCIC) launched an initiative called the Industry Compliance Program (ICP), which aims to bring service providers and finance companies together in an “unprecedented” approach to deliver pragmatic compliance solutions.

According to a news release, Digital Auto Advisors (DAA), an automotive technology consulting firm with extensive lending and compliance experience, has been retained by the trade associations to assist with the implementation of the ICP, which will focus on the forms, refunds, and cancellations related to voluntary protection products (VPP) such as GAP, service contracts and related motor vehicle protection products.

“Given that GAPA, MVPPA & SCIC provide strong compliance expertise and advocacy leadership to the industry, we’re pleased the trades are working together by launching the ICP to solve issues of shared interest to the betterment of consumers,” said Tom Keepers, executive director for the three trade associations, in the news release.

Now that 2024 has arrived, GAPA, MVPPA, and SCIC, along with DAA, said they will engage with additional trade groups, finance companies, and others in the industry in discussions about compliance challenges and solutions.

“We are excited to work with these trade groups to bring providers and lenders together for the first time to collaborate on compliance solutions that will better protect consumers,” said Brian Reed, CEO and founder at Digital Auto Advisors.

“The Industry Compliance Program will deliver a needed change to how the industry processes forms, refunds, and cancellations,” Reed went on to say.

GAPA, MVPPA, and SCIC are national trade associations that include VPP providers, insurers, and finance companies that work to ensure healthy markets for VPPs to the benefit of the industry and consumers alike.

Each trade group monitors legislative, regulatory, and legal developments, and advances legislation and regulations that promote fair and equitable regulation of its members and their products.

For more information about the trade groups or how to join, contact Keepers at or (608) 848-4484.

For more information about the ICP, contact Reed at or (817) 851-8229.