SCHAUMBURG, Ill. -

Experian determined the 60-day delinquency rate remained almost at the exact same reading year-over-year, with the second-quarter rate coming in at 0.65%. That’s just 1 basis point higher than what analysts spotted after Q2 2018.

Experian’s Q2 2019 State of the Automotive Finance Market report did show a bit of rise in accounts set to be charged off among finance companies. That’s the collection of providers that Experian sees often catering to subprime customers while operating without deposits like commercial banks and credit unions.

For those finance companies, analysts noticed their 60-day delinquencies rose to 1.40% in Q2, representing an 8 basis-point lift year-over-year.

As far as the areas where 60-day delinquencies are most prevalent, Experian pinpointing the Top 10 for the second quarter, mentioning many locations familiar to skip-tracers and repossession agents. Here is the latest rundown:

1. Mississippi: 1.19%
2. Maryland: 1.10%
3. Louisiana: 1.08%
4. Washington, D.C.: 1.08%
5. Georgia: 0.94%
6. South Carolina: 0.86%
7. Alabama: 0.82%
8. Arkansas: 0.82%
9. New Mexico: 0.77%
10. North Carolina: 0.75%