Being in the subprime credit tier not only can make it more difficult to secure auto financing, but it might make it more challenging to have a personal relationship, too.

In a new nationwide survey of 1,000 young adults, Credit One Bank asked among other questions, “Would you date someone with bad credit?”

According to the research, half of millennials and Gen Z adults said no, and more than 50% admit they find a high credit score more attractive than looks.

And perhaps just like a lender does underwriting, Credit One Bank learned that some survey participants are even calling for full financial transparency on dating apps.

One in five respondents said they want credit scores visible on profiles, suggesting money might be the next “must-know” metric before matching.

“It’s a question that younger generations are asking more often as money matters reshape modern relationships,” Credit One Bank said in a report that accompanied the research findings. “Once considered private, credit scores now influence everything from first dates to lifelong commitments.”

Other key findings from the survey included:

—Nearly 70% of consumers would lose confidence in a boss with bad credit or major debt

—More than half say a high credit score makes someone more attractive

—1 in 2 people admit to faking their wealth or success

—More than 25% of Gen Zers and millennials acknowledge they don’t fully understand credit scores

—More than 70% of women almost never discuss money with their friend groups

—Nearly 50% of men would be willing to go into debt on a date

—Women are twice as likely to say “I don’t” due to poor financial habits

—Only 22% of people making less than $50,000 per year would feel proud if others learned about their financial situation, and over half (56%) of those making more than $150,000 per year claim they would.

“In today’s world, your credit score might be doing more flirting than you are,” Credit One Bank said. “Sure, personality still tops the list, but many people are also seeing the allure of a solid score.

“At the same time, many young adults are juggling real financial stress, social media pressure to ‘look successful,’ and a deep desire to stay independent. But one thing’s clear: whether it’s love, friendship, or career moves, money matters — and talking about it (even awkwardly) might just be the glow-up we all need,” Credit One Bank went on to say.