Experian discovered the nation’s leader in 60-day delinquency still is not within the Deep South.

Findings from the Q1 2019 State of the Automotive Finance Market report showed that while Louisiana and Mississippi still have some of the highest rates, analysts indicated that leading the country continues to be Maryland with a 60-day delinquency rate of 1.49%.

Those Gulf Coast states weren’t far off that leading pace as Experian pegged Mississippi’s rate at 1.19% and Louisiana’s reading at 1.13%.

Maryland tied with Mississippi for the highest rate to close 2018 as Experian noted each state’s 60-day delinquency rate stood at 1.68%

All told, Experian said the overall 60-day delinquency rate remained flat at 0.68% after the first quarter. Even what analysts classify as finance companies — institutions that offer auto financing but do not hold deposits or are associated with an automaker — watched their 60-day delinquency rate drop by 15 basis points year-over-year to settle at 1.45%. And finance companies often absorb the greatest risk by booking more subprime paper than banks, whose rate ticked up 4 basis points year-over-year to 0.67%

The 60-day delinquency rate for captives stood at 0.50% after Q1, down 3 basis points year-over-year. For credit unions, Experian noted their Q1 rate nearly stayed the same compared to a year earlier, edging a basis point lower to 0.29%.

Turning back to the state-level data, here are the top 10 rates for delinquency ripe for repossession, according to Experian:

1. Maryland: 1.49%
2. Mississippi: 1.19%
3. Louisiana: 1.13%
4. South Carolina: 0.95%
5. Georgia: 0.93%
6. Alabama: 0.89%
7. Nevada: 0.78%
8. Texas: 0.78%
9. Arkansas: 0.77%
10. North Carolina: 0.77%