FORT WORTH, Texas — As the company grew consumer loan
originations by $1 billion year-over-year, General Motors Financial posted a
$38 million rise in earnings during the third quarter, according to its latest
financial statement released this morning.

The company reported earnings of $161 million for the
quarter that ended Sept. 30. That figure is up from $123 million for the
year-ago quarter.

GM Financial's earnings for the first nine months of the
year also climbed. For that span this year, the company has generated $445
million compared to $372 million through three quarters of last year.

Officials pointed out that earnings include $7 million and
$29 million in pre-tax acquisition and integration expenses for the quarter and
nine-month period, respectively.

The company's Q3 consumer loan originations came in at $2.5
billion, the same amount as the previous quarter and up from the $1.5 billion
GM Financial originated during the third quarter of last year.

Through nine months of this year, the company's originations
totaled $6.3 billion, up from $4.4 billion GM Financial tallied through three
quarters of last year.

As of Sept. 30, the company's outstanding balance of
consumer finance receivables totaled $19.3 billion.

Looking at just consumer loan originations in North America
for the quarter and nine-month period, officials said those figures came in at $1.3
billion and $4.0 billion, respectively.

Turning to its leasing business, the company indicated operating
lease originations of GM vehicles totaled $727 million during the third quarter.
That amount is down slightly sequentially as GM Financial originated $834
million worth of parent automaker models. But comparing year-over-year, that
level is much higher as GM Financial reported $299 million in leasing
originations for Q3 of 2012.

Through nine months, GM Financial originated $2.2 billion in
operating lease originations, double the amount at this juncture a year ago
when the company posted $1.1 billion.

Officials reported the outstanding balance of commercial
finance receivables stood at $5.2 billion at the close of the third quarter, up
from $4.9 billion at the end of the second quarter and $560 million at the
close of 2012.

The company's outstanding balance of the North America commercial
finance receivables was $1.4 billion.

Next, the company discussed the health of its portfolio.

GM Financial indicated consumer finance receivables 31-to-60
days delinquent stood at 3.8 percent of the portfolio as Sept. 30, compared to
5.2 percent on the same date a year ago.

Accounts more than 60 days delinquent constituted 1.5
percent of GM Financial's portfolio at the close of the third quarter, down
slighted from 1.9 percent a year ago.

Consumer finance receivables 31-to-60 and more than 60 days
delinquent for North America were 6.0 percent and 2.2 percent, at the end of
the third quarter.

Officials disclosed their annualized net credit losses were
1.9 percent of average consumer finance receivables for the quarter, compared
to 2.5 percent a year earlier.

For the nine-month span, the company's annualized consumer
net credit losses also were 1.9 percent, compared to 2.2 percent last year.

GM Financial said annualized net credit losses for North
America as a percent of average North America consumer finance receivables stood
at 2.8 percent and 2.5 percent, respectively, for the three- and nine-month
periods that ended Sept. 30.

Finally, the company reported that it had total available
liquidity of $4.5 billion as of the end of the third quarter, consisting of
$1.8 billion of unrestricted cash, approximately $1.9 billion of borrowing
capacity on unpledged eligible assets, $249 million of borrowing capacity on
unsecured lines of credit and $600 million on a line of credit from GM.


Editor's Note: Look for a report next week as GM Financial
executives discuss their third-quarter performance in more detail.

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