ATLANTA -

Moody’s Analytics and Equifax are uniting to host a free webinar aimed at answering a pair of questions. Loan originations in automotive are leading the credit rebound, but which lenders are at the forefront and which consumers are they targeting? Does the increase in subprime lending point to the beginnings of a bubble?

During the webinar, Moody’s Analytics and Equifax will discuss the current automotive landscape, including lending trends and challenges.

In addition, attendees will hear how lenders can effectively segment risk in lower score bands. For example, are you using the latest tools to evaluate Millennials, and do thin files always equate to high risk? How do you identify the Millennials who are actually better prospects than their credit report may make them appear?

In addition, the companies will discuss:

• Lending trends by region, lender and borrower credit score

• Trends in auto delinquencies

• State of subprime lending

• Assessment of charge-off rates

• Key demographic trends in automotive sales

• Segmenting risk among Millennials

• Reliability of stated income

Leading the webinar will be Cristian deRitis, senior director at Moody’s Analytics, who manages a team of economists focused on consumer credit modeling and analysis for banks, investors, utilities and other financial institutions. deRitis also provides regular commentary to clients and the media on the state of consumer credit markets and small businesses.

Also set to be a part of the session is Craig Leabig, senior director of Product Management at Equifax Verification Services, who manages Equifax’ Employment and Income Verifications product portfolio. These products are used in industries such as mortgage, consumer banking, insurance, credit card and auto. Leabig is responsible for identifying market and client needs and driving new product innovation based on those needs.

The webinar will start at 2 p.m. on March 11.

To register, visit this website.