LegalShield Consumer Stress Legal Index hits highest point in more than 5 years

Wednesday, Oct. 22, 2025, 11:30 AM

AFSA maintains dialogue with CFPB over data rights rule reconsiderations even as momentum rises to shut down agency

Friday, Oct. 24, 2025, 12:03 PM

Resolvion starts ‘new era,’ putting Plascencia in charge of new division

Friday, Oct. 24, 2025, 10:55 AM

Cox Automotive & FICO tackle complexities of subprime auto finance amid increasing student-loan delinquency

Tuesday, Jul. 22, 2025, 09:53 AM

SubPrime Auto Finance News Staff

TransUnion previously reported that consumers who have recently gone delinquent on their federal student loans because of policy changes have seen their credit scores drop by 60 points on average. That decrease might shift those individuals into the subprime credit ... [Read More]

COMMENTARY: New frontier of used-vehicle acquisition and F&I’s pivotal role

Details of upcoming repossession webinars from ARA & Weltman

Monday, Jul. 21, 2025, 09:20 AM

Paul McCarthy, Protective Asset Protection

The method in which auto dealers acquire used inventory is rapidly changing. Historically reliant on auctions and trade-ins, a surging demand for pre-owned vehicles and persistent market scarcity are compelling dealers to aggressively purchase directly from consumers at an unprecedented ... [Read More]

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Best Practices, Ideas, and Tools for Business

Turn Battery Risk Into Trust: Your Edge in the Used EV Market

Independent battery health certification is the new gold standard for used EV dealerships. The latest AVILOO detect Magazine reveals how...

How GMs Start Their Day with Mastermind & Make More Deals

Successful General Managers know that how you start the day sets the tone for dealership performance. This checklist outlines the...

Rising Repos, Shrinking Margins: A Guide to Reduce Collections and Servicing Costs with AI Agents

As delinquencies rise and margins tighten, leading auto lenders use AI agents to cut collections and servicing costs without compromising...

Out-of-State Titling: 12 Steps Every Title Clerk Should Follow (The Easy Way)

Out-of-state titling isn’t easy. With every state having different DMV requirements, document packets, and deadlines, it’s easy for mistakes to...

Free Guide: How Smart Dealers Can Profit from Customer Car Insurance

Turn Customer Auto Insurance into Dealership Profit If you're not profiting from auto insurance in your dealership, now’s the time...

Go In-House With Your Photos

Your Photo Vendor Didn’t Show Up Again? Let’s Fix That. Stop relying on vendors and start owning your inventory. This...

The Auto Dealer’s Complete Checklist for Evaluating AI

The Auto Dealer’s Complete Checklist for Evaluating AI highlights key questions dealership leaders should ask technology partners during the selection...

Dealer Guide: Selecting the Right Auto Logistics Partner

In retail automotive, your transport provider isn’t just moving cars — they’re moving your business forward. Every delayed delivery, damaged...

Thursday, Jul. 17, 2025, 11:56 AM

SubPrime Auto Finance News Staff

LegalShield’s Consumer Stress Legal Index (CSLI) climbed from March to June, and the company said it was driven by surging foreclosure and consumer finance legal inquiries, all rooted in increased debt. Analysts indicated the CSLI surged to 68.2, which is ... [Read More]

Weltman, Weinberg & Reis tackles challenges of subrogation & bankruptcy

Wednesday, Jul. 16, 2025, 12:55 PM

SubPrime Auto Finance News Staff

Two legal experts from Weltman, Weinberg & Reis tackled one of the most complex situations that auto finance companies and insurance providers might ever face. That’s when subrogation recovery intersects with a bankruptcy case, triggering even more questions that need ... [Read More]

Buoyed in part by job market, Fed might not cut interest rates until year end

Wednesday, Jul. 16, 2025, 11:16 AM

SubPrime Auto Finance News Staff

If you’re hoping the Federal Reserve cuts interest rates this month, you might be disappointed. Comerica Bank predicted policymakers might not make a move until it’s time to celebrate Christmas, Hannukah and Kwanzaa. The Federal Open Market Committee will announce ... [Read More]

Cox Automotive spots 6 troubling trends from June auto-finance performance

Tuesday, Jul. 15, 2025, 09:48 AM

SubPrime Auto Finance News Staff

Being a music aficionado and chief economist, Cox Automotive’s Jonathan Smoke could have included some woeful blues tracks when he highlighted six points about the current performance of auto financing in his Auto Market Weekly Summary. While not mentioning songs ... [Read More]

Auto credit availability improves again in June

Thursday, Jul. 10, 2025, 02:46 PM

SubPrime Auto Finance News Staff

Both summertime temperatures and the Dealertrack Credit Availability Index are on upward trajectories. Cox Automotive reported on Thursday that the June index reflected a second consecutive month of improved credit access, rising to 97.3. That’s up from 96.5 in May. ... [Read More]

TransUnion: Credit scores dropping by 60 points on average because of delinquent federal student loans

Thursday, Jul. 10, 2025, 10:27 AM

SubPrime Auto Finance News Staff

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on the trends connected with student loans recently highlighted by TransUnion. New research from TransUnion revealed that the number of consumers ... [Read More]

ARA highlights 4 primary compliance features of new 50-State Solution

Wednesday, Jul. 9, 2025, 01:21 PM

SubPrime Auto Finance News Staff

For agents, 50 states can mean as many as 50 different sets of regulations to follow when repossessing vehicles. To help them handle those potential complexities, the American Recovery Association launched what it called a “groundbreaking” resource on Wednesday. Called ... [Read More]

FTC distributing more than $3.5M to consumers harmed by ‘The Credit Game’

Wednesday, Jul. 9, 2025, 09:57 AM

SubPrime Auto Finance News Staff

The Federal Trade Commission basically said, “Game over,” in connection with what officials dubbed a credit-repair scheme called, “The Credit Game.” The FTC recently announced it is sending more than $3.5 million in refunds to consumers harmed by the operation. ... [Read More]

LegalShield Consumer Stress Legal Index hits highest point in more than 5 years

AFSA maintains dialogue with CFPB over data rights rule reconsiderations even as momentum rises to shut down agency

Resolvion starts ‘new era,’ putting Plascencia in charge of new division

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