As delinquencies rise and margins tighten, leading auto lenders use AI agents to cut collections and servicing costs without compromising...
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FTC gets federal court involved in complaint against debt-relief operation
Wednesday, Jul. 23, 2025, 10:42 AM

Cox Automotive & FICO tackle complexities of subprime auto finance amid increasing student-loan delinquency
Tuesday, Jul. 22, 2025, 09:53 AM

COMMENTARY: New frontier of used-vehicle acquisition and F&I’s pivotal role
Monday, Jul. 21, 2025, 09:20 AM
LegalShield: Spiking consumer financial stress ‘not a fluke’
Thursday, Sep. 26, 2024, 11:32 AM
SubPrime Auto Finance News Staff
LegalShield said this week when examining consumers’ finances that the “jump in stress is not a fluke.” Following the steepest surge in the study’s 22-year history, the August reading of the LegalShield Consumer Stress Legal Index (CSLI) ticked up 0.1 ... [Read More]
New ValidiFI report reinforces importance of spotting high-risk indicators of ACH transactions
Wednesday, Sep. 25, 2024, 11:10 AM
SubPrime Auto Finance News Staff
Arranging ACH payments for contract holders to stay current on their auto financing used to be as sure a thing as finance companies could have to keep their portfolios healthy. But like many circumstances, it appears things aren’t quite what ... [Read More]
Resource Hub
Best Practices, Ideas, and Tools for Business
Out-of-State Titling: 12 Steps Every Title Clerk Should Follow (The Easy Way)
Out-of-state titling isn’t easy. With every state having different DMV requirements, document packets, and deadlines, it’s easy for mistakes to...
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Free Guide: How Smart Dealers Can Profit from Customer Car Insurance
Turn Customer Auto Insurance into Dealership Profit If you're not profiting from auto insurance in your dealership, now’s the time...
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Go In-House With Your Photos
Your Photo Vendor Didn’t Show Up Again? Let’s Fix That. Stop relying on vendors and start owning your inventory. This...
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The Auto Dealer’s Complete Checklist for Evaluating AI
The Auto Dealer’s Complete Checklist for Evaluating AI highlights key questions dealership leaders should ask technology partners during the selection...
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Dealer Guide: Selecting the Right Auto Logistics Partner
In retail automotive, your transport provider isn’t just moving cars — they’re moving your business forward. Every delayed delivery, damaged...
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Case Management Made Easy: Harnessing the Power of Technology
Lenders are grappling with record-high automotive loan delinquencies, all while navigating budget constraints, staffing shortages and more. To overcome these...
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Survey: Despite notable lack of emergency funds, majority of Americans feel confident about handling unexpected expenses
Tuesday, Sep. 24, 2024, 10:28 AM
SubPrime Auto Finance News Staff
More evidence surfaced last week about how stretched family budgets are nowadays, with a survey by Kashable indicating more than 80% of Americans do not have an emergency fund. But the fintech platform that provides “socially responsible credit” and financial ... [Read More]
Launcher & OTTOMOTO partner to streamline auto-finance originations
Monday, Sep. 23, 2024, 11:33 AM
SubPrime Auto Finance News Staff
Launcher, a technology provider specializing in automotive financing originations, announced a strategic integration partnership last week with OTTOMOTO, a dealer auto retail finance platform offering a full suite of desking tools. The companies highlighted the partnership allows finance companies using ... [Read More]
StoneEagle rolls out compliance offering for product refunds, hires Apicella as VP
Monday, Sep. 23, 2024, 11:32 AM
SubPrime Auto Finance News Staff
StoneEagle recently revamped its leadership team, and last week, the F&I solutions provider ventured into the compliance business to offer cost-effective solutions for the benefit of the industry and consumers. As a part of StoneEagle’s enterprise solutions, the company that’s ... [Read More]
Safe-Guard’s leadership transition continues with new COO
Friday, Sep. 20, 2024, 10:20 AM
SubPrime Auto Finance News Staff
Less than a week after promoting two of its executives to be the company’s chief financial officer and chief risk officer, Safe-Guard Products International appointed its new chief operating officer on Thursday. Taking on the role for the provider of ... [Read More]
NAF Association highlights success of first C-Suite Retreat
Friday, Sep. 20, 2024, 10:18 AM
SubPrime Auto Finance News Staff
The National Automotive Finance Association celebrated the success of its newest in-person event — the C-Suite Retreat in San Antonio. The association highlighted its private gathering offered a rare opportunity for CEOs and senior leaders to collaborate on addressing the ... [Read More]
Experts project potential impact in auto after Fed’s 50-basis-point rate cut
Thursday, Sep. 19, 2024, 10:24 AM
Nick Zulovich, Senior Editor
The interest-rate cut by the Federal Reserve finally came on Wednesday afternoon, and it was more than what many experts anticipated. Policymakers trimmed the federal funds rate by 50 basis points. But, unfortunately, don’t expect an avalanche of car buyers ... [Read More]
ARA reveals new executive director & director of commercial operations
Wednesday, Sep. 18, 2024, 02:08 PM
SubPrime Auto Finance News Staff
American Recovery Association (ARA) now has more professionals in place to serve its membership of recovery and remarketing professionals. Cherokee Media Group previously learned ARA promoted Todd Squires to be its new executive director. And then the association announced on ... [Read More]
SAFCO makes another move, hiring new SVP of account services
Wednesday, Sep. 18, 2024, 10:58 AM
SubPrime Auto Finance News Staff
Southern Auto Finance Co. (SAFCO) continued its string of notable personnel and strategic moves on Tuesday. The latest action is hiring Noel Ortega as its new senior vice president of account services. Prior to joining SAFCO, Ortega served as senior ... [Read More]
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