FICO explains reasons for slight dip in average credit scores within auto
Tuesday, Aug. 25, 2026, 10:24 AM
Fitch watches tax-refund boost on securitizations fade during half of the year
Monday, Aug. 24, 2026, 11:22 AM
SEC rolls out more charges against former Tricolor executives who have already been federally indicted
Friday, Aug. 21, 2026, 10:09 AM
SPONSORED EPISODE: Allied Solutions explains why origination is episodic, but servicing is continuous
John Elias, sales specialist in auto finance business development for Allied Solutions, is back as the guest for another sponsored episode of the Auto Remarketing Podcast. Elias explains why current market conditions, affordability pressures and changing vehicle values are combining ... Listen Here
Additional insight into FTC’s move involving disparate impact from Hudson Cook
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories. In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a ... Listen Here
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here
Zoot Launches Red Flags Suite
Nick Zulovich
BOZEMAN, Mont. — Zoot, a provider of advanced instant credit decisioning and loan origination solutions, recently announced the development of a Red Flag solution suite. Based on industry best practices, Zoot said it has created a unique set of tools to ... [Read More]
Autosave Introduces Alternative Funding for Credit Risk Customers
Nick Zulovich
FARMINGTON HILLS, Mich. — Autosave, a five-year/100,000 mile warranty program provider, recently announced the national rollout of its Save a Deal Program. The program provides approved financing to all Autosave dealer customers, regardless of credit history or rating. Paul Pawlusiak, president ... [Read More]
Federal Reserve: Average Auto Loan Interest Rate Climbs
Nick Zulovich
WASHINGTON — The last time the average interest rate for new-car loans at auto finance companies climbed above 5 percent was in the second quarter of last year. In fact, the median rate hasn't beaten this February's figure since 2005 when ... [Read More]
AFSA, NTSF Form New Committee to Address Titling Issues
Nick Zulovich
WASHINGTON — The National Title Solutions Forum is merging into the American Financial Services Association to form a new committee of professional interest under the association's Vehicle Finance Division. The goal of this new move is to create a new entity dedicated ... [Read More]
RouteOne Hits New Record for Subscribers to Product Offering
Nick Zulovich
FARMINGTON HILLS, Mich. — RouteOne announced today that more than 10,000 dealers are now subscribed to its Vehicle Values tool since the product's launch in late 2006. According to officials, this is almost double the amount of subscribing dealers since February ... [Read More]
The Real Facts about NABD 2008
Nick Zulovich
HOUSTON — With less than 30 days remaining before the 10th Annual National Buy-Here, Pay-Here Conference on May 6 to 8 in Las Vegas, I have received numerous calls regarding the event. The most frequently asked questions and my responses follow: Question ... [Read More]
Independent Dealers Characterize Market Environment
Nick Zulovich
CHICAGO and FORT MYERS, Fla. — How is the current economic climate impacting independent dealers? To answer this question, SubPrime Auto Finance News recently talked to a few independent dealers who work in the subprime arena, asking about the challenges they ... [Read More]
Bankruptcy Filings Mount; Federal Reserve Admits to Possible Recession
Nick Zulovich
ALEXANDRIA, Va. — Despite the tough means test, the American Bankruptcy Institute reported that due to economic issues, particularly those in the mortgage sector, consumer bankruptcy filings jumped 27 percent nationwide during the first quarter, compared to the same period ... [Read More]
LeaseTrader.com Compares Risks Associated with 84-Month Auto Loans to Mortgage Industry
Nick Zulovich
MIAMI — With some manufacturers and dealers now offering 84-month financing on auto loans, this could lead to more consumers ending up in negative equity, according LeaseTrader.com. Consumers who accept these terms are at particular risk with the current consumer credit ... [Read More]
NADC Board Challenges Opposition to Dealer Arbitration Clauses
Nick Zulovich
HANOVER, Md. — The National Association of Dealer Counsel Board of Directors reported that it has submitted written comments to the House Judiciary Committee to express opposition to the Automobile Arbitration Fairness Act of 2008 (H.R. 5312). The March 17 letter ... [Read More]
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