AFSA & NIADA welcome halt of discretionary publication of complaint narratives & visualizations by CFPB
Monday, Aug. 17, 2026, 10:34 AM
Edmunds on depth of ‘The Vanishing Affordable Used Car’
Tuesday, Aug. 18, 2026, 10:17 AM
PODCAST: Additional insight into FTC’s move involving disparate impact from Hudson Cook
Tuesday, Aug. 18, 2026, 09:25 AM
Additional insight into FTC’s move involving disparate impact from Hudson Cook
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories. In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a ... Listen Here
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here
PayNearMe chief product officer John Minor on intersection of payments & technology
PayNearMe recently shared new search, explaining that hidden costs sustained by auto lenders can show up as failed payments, borrower support calls, late payments, collections follow-up, reconciliation work and manual recovery effort. PayNearMe chief product officer John Minor elaborated about ... Listen Here
CBA cautious about federal student-loan debt proposal
SubPrime Auto Finance News Staff
Some applicants might be landing at your subprime auto finance company in part because of the amount of student loan debt detailed on their credit report. Senate Democrats recently proposed eliminating up to $50,000 in federal student loan debt per ... [Read More]
Short-term consumer credit growth outlook improves
SubPrime Auto Finance News Staff
At least one industry expert used some positive adjectives when assembling reaction after the Federal Reserve released consumer credit data for December. The credit data arrived after a federal forecast projecting how long it might take for the U.S. job ... [Read More]
SCUSA confirms end of written agreement with Fed over compliance
SubPrime Auto Finance News Staff
An enforcement action involving Santander Consumer USA (SCUSA) stemming from four years ago came to a conclusion on Thursday. Santander Holdings USA and SCUSA confirmed in a news release that the board of governors of the Federal Reserve System has ... [Read More]
Sales of Skip-Tracing Certification Program to benefit Innocent Lives Foundation
SubPrime Auto Finance News Staff
LocateSmarter’s Alex “SkipGuru” Price and RISC are joining forces not just to help professionals sharpen their skip-tracing skills, but also to generate financial resources for a cause connected to something more valuable than vehicles. To support the Innocent Lives Foundation ... [Read More]
Top 25 cities with highest auto-debt ratios
SubPrime Auto Finance News Staff
This week, personal finance website WalletHub released the first quarter installment of its Auto Financing Report, pinpointing the top 25 cities where consumers hold the highest amounts of auto-finance debt when analyzed against their income. The vast majority of the ... [Read More]
5 organizations reiterate value of direct relationship with repo agents
SubPrime Auto Finance News Staff
More than 2,000 years ago, Greek mathematician Archimedes is credited with the finding that the shortest distance between two points is a straight line. Well, five organizations from the repossession world recently reiterated their industry position using a similar assertion that ... [Read More]
700Credit details integration with DriveCentric for FICO score visibility & more
SubPrime Auto Finance News Staff
This week, 700Credit finalized another integration partnership to make available its credit reports as well as compliance and soft-pull solutions. The latest relationship is with DriveCentric, a robust CRM, artificial intelligence (AI) and conversational engagement platform for automotive retailers. Officials ... [Read More]
FTC orchestrating Identity Theft Awareness Week
SubPrime Auto Finance News Staff
The Federal Trade Commission is looking to raise awareness about identity theft and for good reason. The regulator said reports about any type of identity theft topped the list of consumer complaints submitted to the FTC through the third quarter ... [Read More]
ANALYSIS: Police arrest Florida shop owner who refused to surrender vehicle
Dennis LeVine, Kelley Kronenberg
Despite recent changes in the lien sale laws, fraud by repair shops in south Florida continues. Some repair shops ignore the law with impunity. We believe involving the police and moving more aggressively toward fraudulent shop owners will send a ... [Read More]
Subprime notes: CPS securitization & Credit Acceptance financing, credit facility
SubPrime Auto Finance News Staff
Two long-standing subprime auto finance companies each made moves last week to give themselves the financial horsepower they need to continue originations and other business activities. After Consumer Portfolio Services launched its first securitization of 2021, Credit Acceptance announced the ... [Read More]
X