As subprime space keeps changing, how long can average terms stretch?
Monday, May. 4, 2026, 11:16 AM
TransUnion updates auto performance, shares research about K-shaped path of overall consumer credit market
Thursday, Apr. 30, 2026, 10:10 AM
Reviewing FICO & FSA data to see how much student loans could be impacting your auto-finance portfolio
Tuesday, May. 5, 2026, 10:13 AM
Latest Stories
This Month's Focus
Artificial Intelligence
CARS Protection Plus taps Circuitry.ai Warranty Decision Intelligence to help adjusters resolve claims faster
Wednesday, May. 6, 2026, 10:38 AM
DealerOn’s dual launch includes AI search visibility platform, ‘intelligent layer’ touching full dealership
Tuesday, May. 5, 2026, 03:28 PM
Newest Experian tool designed to reduce risk within AI-driven commerce
Monday, May. 4, 2026, 11:19 AM
FICO’s Shams Blanc on lenders sharpening underwriting & more
Fresh off being in Miami as part of the Used Car Industry Summit that Cherokee Media Group hosted this spring, Shams Blanc, who is vice president of auto scores at FICO, appeared again on the Auto Remarketing Podcast. Blanc discussed ... Listen Here
Wednesday, Apr. 29, 2026, 03:54 PM
Byron Oldham of Honest Autos & FIADA
Byron Oldham is president of the family-owned Honest Autos dealership and is president of the board at the Florida Independent Automobile Dealers Association. In this episode, Oldham talks with Cherokee Media Group senior editor Joe Overby about the upcoming Southeast ... Listen Here
Monday, Apr. 27, 2026, 07:47 PM
Automotive CFO-To-Go Kathi Kruse talks dealership finance, accounting in ‘lightning round’
Kathi Kruse, the Automotive CFO-To-Go who brings her financial expertise — born through years of experience as a dealership chief financial officer — to dealers needing help in that area, is back on the Auto Remarketing Podcast. In this episode, ... Listen Here
Sunday, Apr. 19, 2026, 04:27 AM
VantageScore spots ‘subtle migration’ of consumers toward lower credit tiers in March
Monday, Apr. 27, 2026, 10:37 AM
SubPrime Auto Finance News Staff
The March edition of CreditGauge from VantageScore showed the average VantageScore 4.0 credit score held steady at 701, reflecting continued consumer resilience amid elevated borrowing costs and broader macroeconomic uncertainty. Analysts explained in the report that the distribution of consumers ... [Read More]
4 attorneys decipher developments since FTC sent letters to dealers nationwide
Friday, Apr. 24, 2026, 10:51 AM
Nick Zulovich, Senior Editor
It’s been about six weeks since the Federal Trade Commission said that it was sending letters to 97 auto groups nationwide, warning them that the prices they advertise must be the total price — including all mandatory fees — that ... [Read More]
Loan extensions keep climbing as repo agents now seeing ramifications
Thursday, Apr. 23, 2026, 10:24 AM
SubPrime Auto Finance News Staff
Auto-finance expert and business consultant Bill Ploog, who spent more than three decades with Ally and GMAC, shared insightful data on LinkedIn earlier this week about payment extensions, which are creating a ripple effect. The American Recovery Association addressed that ... [Read More]
Weltman, Weinberg & Reis hires 2 more attorneys for Ohio offices
Wednesday, Apr. 22, 2026, 02:43 PM
SubPrime Auto Finance News Staff
Weltman, Weinberg & Reis recently added two more legal professionals to its Ohio offices in Cleveland and Columbus. The full-service creditors’ rights law firm with more than 95 years of client service welcomed attorney Genny Moss to the Cleveland office ... [Read More]
Navy Federal Credit Union’s Cost of Car Ownership Index reaches new high
Wednesday, Apr. 22, 2026, 10:56 AM
SubPrime Auto Finance News Staff
The contract holders in your portfolio might be struggling to handle the financial component of that vehicle beyond just the monthly payment. Navy Federal Credit Union recently released the latest iteration of its Cost of Car Ownership (COCO) Index, revealing ... [Read More]
Fed’s Waller recaps impact of labor market’s ‘head-snapping volatility’ on policymakers’ next rate decision
Tuesday, Apr. 21, 2026, 10:57 AM
SubPrime Auto Finance News Staff
Federal Reserve Governor Christopher Waller made another public appearance on Friday. This time, Waller was back in Alabama, where he previously served as a professor at Auburn University. Ahead of next week’s Federal Open Market Committee (FOMC) meeting when policymakers ... [Read More]
The Work Number Record Indicator from Equifax now available for auto loans
Monday, Apr. 20, 2026, 12:28 PM
SubPrime Auto Finance News Staff
Equifax reinforced its tools to serve lenders that provide auto or personal loans. Last week, Equifax launched The Work Number Record Indicator that can deliver income and employment insights from The Work Number alongside the Equifax consumer credit report at ... [Read More]
Agora Data & PassTime team up for dealer discount
Monday, Apr. 20, 2026, 12:27 PM
SubPrime Auto Finance News Staff
Agora Data and PassTime last week announced a partnership, bringing together the non-prime auto fintech platform with the provider of GPS-based asset tracking and recovery solutions. Through this partnership, Agora dealers can receive access to special discounted pricing on select ... [Read More]
Subprime share pushes Dealertrack Credit Availability Index to highest reading in nearly 4 years
Friday, Apr. 17, 2026, 11:01 AM
SubPrime Auto Finance News Staff
Cox Automotive reported last week that the Dealertrack Credit Availability Index rose to 102.4, which is the highest reading since June 2022. And Jonathan Gregory pointed to the subprime share as one of the primary catalysts. The senior director on ... [Read More]
Recapping awards given by ARA, DRN, Insight LPR & Location Services at NARS 2026
Thursday, Apr. 16, 2026, 12:19 PM
SubPrime Auto Finance News Staff
Last week’s North American Repossessors Summit (NARS) in Orlando, Fla., was again a festive event, as the American Recovery Association, DRN|MVTRAC|SCM, Insight LPR and Location Services honored repossession agents and other industry professionals associated with recoveries. The awards given by ... [Read More]
X
