As delinquencies rise and margins tighten, leading auto lenders use AI agents to cut collections and servicing costs without compromising...
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Carleton survey shows depth of loan calculation errors, compliance strains & resource burdens
Thursday, Sep. 4, 2025, 10:40 AM

AFSA looking for stability as Senate considers Fed governor nomination
Monday, Sep. 8, 2025, 10:47 AM

North State Acceptance acquires portfolio from ‘premier’ specialty finance company
Monday, Sep. 8, 2025, 10:47 AM
TransUnion 2016 auto finance forecast
Monday, Dec. 14, 2015, 04:27 PM
Nick Zulovich, Editor
TransUnion’s 2016 auto loan forecast — including its projection that delinquency rates are likely to remain unchanged — should allow the subprime auto finance industry to maintain two of its most important positions that can satisfy both consumers and perhaps ... [Read More]
Equifax streamlines dealer application & credentialing process
Monday, Dec. 14, 2015, 04:26 PM
SubPrime Auto Finance News Staff
Dealers can now apply and be approved for access to Equifax consumer insights data in a matter of hours thanks to a new, streamlined onboarding platform released on Monday. Leveraging technologies from DocuSign and Salesforce.com, along with its own proprietary ... [Read More]
Resource Hub
Best Practices, Ideas, and Tools for Business
Out-of-State Titling: 12 Steps Every Title Clerk Should Follow (The Easy Way)
Out-of-state titling isn’t easy. With every state having different DMV requirements, document packets, and deadlines, it’s easy for mistakes to...
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Free Guide: How Smart Dealers Can Profit from Customer Car Insurance
Turn Customer Auto Insurance into Dealership Profit If you're not profiting from auto insurance in your dealership, now’s the time...
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Go In-House With Your Photos
Your Photo Vendor Didn’t Show Up Again? Let’s Fix That. Stop relying on vendors and start owning your inventory. This...
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The Auto Dealer’s Complete Checklist for Evaluating AI
The Auto Dealer’s Complete Checklist for Evaluating AI highlights key questions dealership leaders should ask technology partners during the selection...
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Dealer Guide: Selecting the Right Auto Logistics Partner
In retail automotive, your transport provider isn’t just moving cars — they’re moving your business forward. Every delayed delivery, damaged...
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Case Management Made Easy: Harnessing the Power of Technology
Lenders are grappling with record-high automotive loan delinquencies, all while navigating budget constraints, staffing shortages and more. To overcome these...
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2010 flashback: How much term length has grown
Friday, Dec. 11, 2015, 04:05 PM
SubPrime Auto Finance News Staff
Veteran F&I managers might remember a time when stretching terms beyond 36 months to complete the financing for a used-vehicle installment contract seemed outlandish. Now getting deals bought and used models delivered with terms double that term length is more ... [Read More]
NAF Association compliance program coming back to Texas
Friday, Dec. 11, 2015, 04:03 PM
SubPrime Auto Finance News Staff
Occurring in part because of the concentration of finance companies in the area, the National Automotive Finance Association is hosting the next in-person session to create another cohort enrolled in its Consumer Credit Compliance Certification program in the Dallas area. ... [Read More]
eContracting with Ally now available on RouteOne
Friday, Dec. 11, 2015, 03:57 PM
SubPrime Auto Finance News Staff
Ally Financial announced this week that the finance company now will have full eContracting capabilities available to dealers nationwide through RouteOne’s indirect auto financing platform. Executives explained the solution can provide retail contract validation, signature and distribution — all done ... [Read More]
7 enhancements of new AFSA website
Friday, Dec. 11, 2015, 03:55 PM
SubPrime Auto Finance News Staff
The American Financial Services Association launched a completely redesigned website this week. AFSA officials highlighted their new website, designed in partnership with Engage Software headquartered in St. Louis, has a modern design and is constructed to be user friendly. “AFSA’s ... [Read More]
New site to use investor funds directly to originate contracts
Wednesday, Dec. 9, 2015, 04:33 PM
SubPrime Auto Finance News Staff
The combination of investor money and an online platform created by what the company calls an “A team” of industry veterans who have collectively more than 110 years of experience in automotive, below-prime automotive finance, billions of dollars of securitization ... [Read More]
CFPB ombudsman has 3 recommendations for complaint database
Wednesday, Dec. 9, 2015, 04:30 PM
SubPrime Auto Finance News Staff
ACA International dissected the 2015 fiscal year annual report by the CFPB Ombudsman’s Office that’s generated for Richard Cordray, director of the Consumer Financial Protection Bureau. Officials found the recently released report focused heavily on three potential changes to the ... [Read More]
9 more credit unions join AFG’s balloon program
Wednesday, Dec. 9, 2015, 04:24 PM
SubPrime Auto Finance News Staff
Auto Financial Group — an online provider of innovative financing products including CarMark Auto Finance for credit unions and banks — announced year-to-date growth figures this week, revealing increasing momentum in new customer signings with AFG’s balloon lending and remarketing ... [Read More]
10 components of upcoming Chernek F&I workshop
Wednesday, Dec. 9, 2015, 04:22 PM
SubPrime Auto Finance News Staff
F&I training specialist Rebecca Chernek is hosting a comprehensive, three-day educational workshop in an attempt to help dealerships and their managers to get into position for their most successful year yet. Among the 10 workshop highlights Chernek plans to cover ... [Read More]
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