AFSA & NIADA welcome halt of discretionary publication of complaint narratives & visualizations by CFPB
Monday, Aug. 17, 2026, 10:34 AM
Edmunds on depth of ‘The Vanishing Affordable Used Car’
Tuesday, Aug. 18, 2026, 10:17 AM
PODCAST: Additional insight into FTC’s move involving disparate impact from Hudson Cook
Tuesday, Aug. 18, 2026, 09:25 AM
SPONSORED EPISODE: Allied Solutions explains why origination is episodic, but servicing is continuous
John Elias, sales specialist in auto finance business development for Allied Solutions, is back as the guest for another sponsored episode of the Auto Remarketing Podcast. Elias explains why current market conditions, affordability pressures and changing vehicle values are combining ... Listen Here
Additional insight into FTC’s move involving disparate impact from Hudson Cook
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories. In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a ... Listen Here
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here
Fed: Average Auto APR Springs Back, LTV Drops
Nick Zulovich
WASHINGTON, D.C. — After the average interest rate on new-car loans at auto finance companies dropped significantly to 3.28 percent in July, this measurement bounced back to 5.11 percent in August, according to the latest statistics released by the Federal Reserve ... [Read More]
Universal Special Auto Finance Joins AFSA
Nick Zulovich
GREENWOOD VILLAGE, Colo. — The American Financial Services Association recently welcomed among its nationwide membership Universal Special Auto Finance and apparently wasted no time in tapping Universal's chief executive officer John Scordo to serve on its Vehicle Finance Advisory Board. "AFSA ... [Read More]
MenuVantage Now Offers Red Flags Help for Dealers
Nick Zulovich
ORLANDO, Fla. — MenuVantage announced it has incorporated a no-cost Red Flags Rule compliance solution that is seamlessly integrated into its menu-selling software and embedded into the sales process. MenuVantage's Red Flags Rule solution is an automated compliance solution that can help ... [Read More]
September Filings Up Over Last Year But Show Improvement from August
Nick Zulovich
ALEXANDRIA, Va.— While U.S. consumer bankruptcy filings for September came in at double digits higher than the same period of last year, filings were down 8 percent from August. More specifically, filings increased 28.6 percent nationwide over a year ago, ... [Read More]
J.D. Power Ranks Lenders by Dealer Satisfaction in Various Categories
Nick Zulovich
WESTLAKE VILLAGE, Calif. — What is the best way to drive lender success in these troubled times? According to J.D. Power and Associates it boils down to just one thing — dealer relationship. Releasing its J.D. Power and Associates 2008 Dealer Financing Satisfaction ... [Read More]
AmeriCredit Announces Securitization
Nick Zulovich
FORT WORTH, Texas — Despite a tough securitization market, AmeriCredit announced this morning that it priced a $500 million offering of primarily subprime auto receivables-backed securities under its AmeriCredit Automobile Receivables Trust platform. The pricing took place on Monday, officials noted, ... [Read More]
ABA: Direct, Indirect Auto Loan Delinquencies Drop
Nick Zulovich
WASHINGTON, D.C. — In an interesting twist, the American Bankers Association recently reported that delinquencies on indirect and direct auto loans have declined. According to the ABA's Consumer Credit Delinquency Bulletin, indirect auto loan delinquencies fell from 3.09 percent to 3.07 ... [Read More]
CPS Completes Whole Loan Sale
Nick Zulovich
IRVINE, Calif. — Consumer Portfolio Services announced this morning that it completed a structured whole loan sale last Friday, moving $198.7 million of auto purchase receivables. In the transaction, an affiliate of Citigroup purchased 95 percent of structured notes backed by ... [Read More]
Fitch: Prime Auto ABS Show Record Annualized Net Losses
Nick Zulovich
NEW YORK — Fitch Ratings announced this week that annualized net losses on prime auto loan asset-backed securities in August came in at a record level. More specifically, U.S. prime auto loan ABS hit a record high of 1.73 percent in ... [Read More]
Judge Issues Further Decisions on Legal Dispute between DealerTrack, RouteOne and Finance Express
Nick Zulovich
LAKE SUCCESS, N.Y. — In response to the latest decisions on Tuesday by Judge Andrew Guilford, of the U.S. District Court of California, DealerTrack, RouteOne and Finance Express all issued victory statements regarding the ongoing legal battle revolving around three patents. ... [Read More]
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