NIADA recaps another successful BHPH Dealer Forum
Thursday, Nov. 13, 2025, 12:06 PM
Car-Mart explains how $300M loan enhances capital structure ‘at a time of uncertainty in the market’
Tuesday, Nov. 4, 2025, 11:47 AM
COMMENTARY: Beyond the credit score & how holistic underwriting drives BHPH success
Tuesday, Nov. 11, 2025, 02:42 PM
Dissecting evolving credit scores with Shams Blanc of FICO
As much as auto-finance underwriting has become sophisticated, a potential starting point to determine if the applicant will be offered an installment contract is the credit score. Shams Blanc, who is vice president of auto scores at FICO, described the ... Listen Here
Monday, Nov. 24, 2025, 03:34 PM
Used Car Week Hall of Famer Jerry Kroshus of Location Services
Next up on our podcast series with 2025 Used Car Week Hall of Fame inductees is a conversation with Jerry Kroshus, who is CEO of Location Services. Cherokee Media President Bill Zadeits talks with Kroshus about his career journey in ... Listen Here
Wednesday, Nov. 12, 2025, 04:19 PM
Used Car Week Hall of Famer Kathy Ruble of Ally
Next up on our podcast series with 2025 Used Car Week Hall of Fame inductees, we catch up with Kathy Ruble, who is executive director of marketing, dealer financial services and communications at Ally. Ruble has been the longtime moderator ... Listen Here
Tuesday, Nov. 11, 2025, 07:52 PM
NIADA’s Effort to Stop Oregon Bill Succeeds
Tuesday, Apr. 14, 2015, 01:22 PM
BHPH Report Staff
The concentrated effort by the National Independent Automobile Dealers Association and its allies in Oregon paid immediate dividends. Less than a week after NIADA shared an update about a proposal in the Oregon legislature aimed at placing severe restrictions on ... [Read More]
Q1 Bankruptcy Filings Fall 15%
Monday, Apr. 13, 2015, 07:12 PM
BHPH Report Staff
While also giving a projection of how many total filings there might be this year, the American Bankruptcy Institute reported total U.S. bankruptcy filings fell 15 percent in the first quarter compared to the same span last year. According to ... [Read More]
Oregon Bill Aims to Add 8 Requirements of BHPH Dealers
Wednesday, Apr. 8, 2015, 01:31 PM
BHPH Report Staff
The National Independent Automobile Dealers Association is organizing its own resources along with colleagues from Oregon’s independent dealer association in an effort to prevent a bill from becoming law in the Beaver State that could radically alter how buy-here, pay-here ... [Read More]
Industry Veteran Establishes Service Agency with Footprint Already Covering 12 States
Tuesday, Apr. 7, 2015, 07:39 PM
BHPH Report Staff
A name familiar to the automotive industry, especially the buy-here, pay-here segment, resurfaced this week as Rod Heasley established a consulting agency to service independent agents specializing in both prime and subprime financing. Heasley, who has 37 years of industry ... [Read More]
Big Apple Regulator Out to Halt ‘Predatory’ Auto Loans
Wednesday, Apr. 1, 2015, 06:17 PM
BHPH Report Staff
The New York City Department of Consumer Affairs didn’t come right out and say its new initiative is targeted against the plight of buy-here, pay-here dealers in the Big Apple, but the regulator’s descriptive words such as “predatory” in explaining ... [Read More]
Wayne Reaves Enhances BHPH Platform with CarStory Integration
Wednesday, Mar. 25, 2015, 06:43 PM
BHPH Report Staff
Buy-here, pay-here dealers who use Wayne Reaves software now can take advantage of what is offered by CarStory, a provider of crowdsourced data and analytics on used-vehicle pricing and preferences. This week, Wayne Reaves integrated CarStory Market Reports into its ... [Read More]
February Bankruptcy Filings Soften by 13%
Wednesday, Mar. 18, 2015, 03:49 PM
BHPH Report Staff
Buy-here, pay-here dealers might be seeing a smaller pool of potential customers who just filed for bankruptcy. The American Bankruptcy Institute cited data provided by Epiq Systems that showed total U.S. bankruptcy filings decreased 13 percent in February from the ... [Read More]
Accounting Experts Share Tax Time Strategies
Tuesday, Mar. 17, 2015, 09:31 PM
Nick Zulovich, Editor
McGladrey tax director Scott Ruby understands many buy-here, pay-here dealerships are small family operations without a squadron of certified public accountants on staff that watches every move the IRS makes. However, Ruby suggested that BHPH operators spend a fair amount ... [Read More]
Car-Mart Continues To Finalize Major Operational Changes
Tuesday, Mar. 17, 2015, 09:27 PM
Nick Zulovich, Editor
America’s Car-Mart not only shared athe financial results from the third quarter of its 2015 fiscal year, but the buy-here, pay-here dealership chain also offered an update on two significant operational changes the company is in the process of finalizing. ... [Read More]
DriveTime Uses Leasing to Boost Customer Base
Tuesday, Mar. 17, 2015, 09:24 PM
Nick Zulovich, Editor
DriveTime Automotive Group is looking to fill basic transportation needs while capitalizing on the rising popularity of vehicle leasing. It can be a tricky proposition since the average person with a non-prime credit score won’t typically qualify for new-vehicle lease ... [Read More]
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