AFSA & NIADA welcome halt of discretionary publication of complaint narratives & visualizations by CFPB
Monday, Aug. 17, 2026, 10:34 AM
Edmunds on depth of ‘The Vanishing Affordable Used Car’
Tuesday, Aug. 18, 2026, 10:17 AM
PODCAST: Additional insight into FTC’s move involving disparate impact from Hudson Cook
Tuesday, Aug. 18, 2026, 09:25 AM
Additional insight into FTC’s move involving disparate impact from Hudson Cook
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories. In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a ... Listen Here
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here
PayNearMe chief product officer John Minor on intersection of payments & technology
PayNearMe recently shared new search, explaining that hidden costs sustained by auto lenders can show up as failed payments, borrower support calls, late payments, collections follow-up, reconciliation work and manual recovery effort. PayNearMe chief product officer John Minor elaborated about ... Listen Here
StoneEagle acquires Pencilwrench to smooth OEM warranty claims & more
SubPrime Auto Finance News Staff
StoneEagle grew its operation on Monday. The orchestrator of administration systems for F&I product providers as well as metrics and menus solutions for dealers nationwide, announced the acquisition of Pencilwrench, whose technology can help technicians and service advisors write accurate, ... [Read More]
6 agencies form Acrisure Protection Group
SubPrime Auto Finance News Staff
Late last week, Acrisure, which combines people and high tech to deliver an array of products including insurance, reinsurance and cyberservices, announced the formation of the Acrisure Protection Group. The group is designed to be a full-service finance and insurance ... [Read More]
Experian: Stronger credit consumers opting for shorter terms
SubPrime Auto Finance News Staff
It’s not uncommon for consumers with softer credit scores to seek the longest contract terms possible to get a manageable monthly payment. Conversely, Experian is seeing consumers with strong credit scores ask for shorter terms to offset rising interest rates. ... [Read More]
FTC acknowledges regulatory petition involving spot deliveries
SubPrime Auto Finance News Staff
Spot deliveries now are back on the radar of federal regulators. The Federal Trade Commission acknowledged on Wednesday and began the request for comment process involving a petition it again received from six consumer advocates to create regulation involving what ... [Read More]
CFPB hands OneMain $20M penalty involving personal loan business
SubPrime Auto Finance News Staff
OneMain Financial is being penalized by the Consumer Financial Protection Bureau (CFPB) for its infractions the regulator found associated with its personal loan business. The CFPB announced on Wednesday that OneMain — which also has a notable subprime auto finance ... [Read More]
Protective Asset Protection rolls out training schedule for remainder of 2023
SubPrime Auto Finance News Staff
Protective Asset Protection recently expanded its F&I professional development program for dealers, with added in-person and online curriculum and an additional new team member for its training team. Protective’s training team created an advanced class for F&I Skills. As the ... [Read More]
Mandatory ELT processing gaining momentum
SubPrime Auto Finance News Staff
Cox Automotive senior director of government affairs Sarah Hunsicker gave both historical background and forward-looking perspectives about electronic lien and title (ELT) processing, which is now mandatory in 13 states. Hunsicker recapped in a company podcast with Deshaun Sheppard, a ... [Read More]
NAF Association emerges strong after nearly 3 years of change
Nick Zulovich, Senior Editor
The National Automotive Finance Association began to navigate challenges triggered by COVID-19 like literally the rest of the world in March 2020. Then, matters became tremendously more complicated 15 months later when the only executive director the NAF Association ever ... [Read More]
Tom Hudson named first recipient of Jack Tracey Pinnacle Award
SubPrime Auto Finance News Staff
Tom Hudson might not be practicing consumer finance law on a daily basis nowadays, but accolades continue to be given to the founding partner of Hudson Cook. On Tuesday, the National Automotive Finance Association announced that Hudson has been named ... [Read More]
Messages from Truist & Westlake illustrate wide-ranging state of auto financing
Nick Zulovich, Senior Editor
Messages obtained by SubPrime Auto Finance News during the past couple of days perhaps illustrate how wide-ranging the auto finance landscape currently is. On Friday, Cherokee Media Group received an anonymous tip that Truist Bank and Regional Acceptance were set ... [Read More]
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