As delinquencies rise and margins tighten, leading auto lenders use AI agents to cut collections and servicing costs without compromising...
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PODCAST: Why Agora Data’s Steve Burke is so bullish about automotive
Tuesday, Jul. 1, 2025, 09:44 AM

2025 Non-Prime Automotive Financing Industry Survey is ‘more than just numbers’
Monday, Jun. 30, 2025, 10:17 AM

COMMENTARY: Is your payments platform safeguarding compliance?
Thursday, Jun. 26, 2025, 07:07 AM
Experian: Affordability continues to be major factor in Q3 financing
Thursday, Dec. 5, 2024, 09:52 AM
SubPrime Auto Finance News Staff
Affordability evidently isn’t just a consideration within the subprime market. Experian highlighted on Thursday that affordability also is pushing some prime and super prime consumers to return to used vehicles. That’s just one of the findings included in Experian’s State ... [Read More]
PODCAST: Talking product refunds at Used Car Week
Wednesday, Dec. 4, 2024, 01:46 PM
SubPrime Auto Finance News Staff
We continue our episodes of the Auto Remarketing Podcast originating from Used Car Week 2024 in Scottsdale, Ariz., with another conversation about product refunds — perhaps one of the most complex parts of auto finance. Nancy Coleman of Stellantis Financial ... [Read More]
Resource Hub
Best Practices, Ideas, and Tools for Business
Out-of-State Titling: 12 Steps Every Title Clerk Should Follow (The Easy Way)
Out-of-state titling isn’t easy. With every state having different DMV requirements, document packets, and deadlines, it’s easy for mistakes to...
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Free Guide: How Smart Dealers Can Profit from Customer Car Insurance
Turn Customer Auto Insurance into Dealership Profit If you're not profiting from auto insurance in your dealership, now’s the time...
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Go In-House With Your Photos
Your Photo Vendor Didn’t Show Up Again? Let’s Fix That. Stop relying on vendors and start owning your inventory. This...
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The Auto Dealer’s Complete Checklist for Evaluating AI
The Auto Dealer’s Complete Checklist for Evaluating AI highlights key questions dealership leaders should ask technology partners during the selection...
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Dealer Guide: Selecting the Right Auto Logistics Partner
In retail automotive, your transport provider isn’t just moving cars — they’re moving your business forward. Every delayed delivery, damaged...
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Case Management Made Easy: Harnessing the Power of Technology
Lenders are grappling with record-high automotive loan delinquencies, all while navigating budget constraints, staffing shortages and more. To overcome these...
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Multiple workplace honors for Credit Acceptance & RoadVantage
Wednesday, Dec. 4, 2024, 11:08 AM
SubPrime Auto Finance News Staff
It’s been a fall filled with accolades for Credit Acceptance and RoadVantage, which both received honors for their workplaces. While RoadVantage was among the honorees in the Austin American-Statesman’s Top Workplaces recognition program for the fourth time, Credit Acceptance added ... [Read More]
CFPB unveils proposal to stop data brokers from selling sensitive personal data to scammers, stalkers & spies
Tuesday, Dec. 3, 2024, 10:50 AM
SubPrime Auto Finance News Staff
Perhaps this proposal from the Consumer Financial Protection Bureau (CFPB) is an idea that everyone can support. The bureau on Tuesday proposed a rule that it said will rein in data brokers that sell Americans’ sensitive personal and financial information. ... [Read More]
Current economic sentiments point to positive outlook for vehicle sales
Monday, Dec. 2, 2024, 11:02 AM
SubPrime Auto Finance News Staff
Perhaps consumers are thankful for more than just the tasty Thanksgiving turkey and navigating through awkward family conversations around the dinner table. Insight from both the Conference Board and Comerica Bank pointed toward trends that might benefit dealerships and finance ... [Read More]
FTC acknowledges closed-door meeting about unfair fees
Wednesday, Nov. 27, 2024, 10:09 AM
SubPrime Auto Finance News Staff
Executives inside and outside of automotive who might already be skeptical of what happens in Washington, D.C., probably aren’t surprised a major federal agency conducted a closed-door meeting. But the Federal Trade Commission acknowledged that it orchestrated one last week ... [Read More]
Former United Auto Credit & Westlake executive becomes SAFCO’s new chief risk officer
Tuesday, Nov. 26, 2024, 11:21 AM
SubPrime Auto Finance News Staff
On Monday, Southern Auto Finance Co. (SAFCO) welcomed Brian Hopper as its new senior vice president and chief risk officer, bringing more than 20 years of expertise in risk management and strategic portfolio oversight to the company that specializes in ... [Read More]
Xcelerate Auto partners with Service Payment Plan to launch interest-free payment plan for EV warranties
Monday, Nov. 25, 2024, 12:04 PM
SubPrime Auto Finance News Staff
Xcelerate Auto, a Texas-based provider of electric vehicle leasing, financing and warranty solutions, recently introduced a new payment option for its XCare EV Protection plan. Through an exclusive partnership with Service Payment Plan (SPP), Xcelerate now can enable customers to ... [Read More]
CFPB examines carveouts in state data privacy laws for financial institutions
Monday, Nov. 25, 2024, 12:03 PM
SubPrime Auto Finance News Staff
The Consumer Financial Protection Bureau recently released a report examining federal and state-level privacy protections for consumers’ financial data. The regulator said its report noted that protections under federal regulations for financial data have limits. Yet, officials pointed out many ... [Read More]
Cox Automotive sells off another F&I tool as Vitu to acquire Dealertrack’s titling division
Monday, Nov. 25, 2024, 11:39 AM
SubPrime Auto Finance News Staff
Cox Automotive began the year by selling its product cancellation and refund tool to F&I Sentinel. Then on Monday, Vitu, an innovator in vehicle-to-government (V2Gov) technology, announced it has entered into a definitive agreement to acquire the Dealertrack registration and ... [Read More]
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