AI is rapidly reshaping dealership operations, yet most stores are still in early experimentation mode. According to the Cox Automotive...
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Connecting auto finance, risk management & interest rates ahead of Fed’s last policy meeting of year
Tuesday, Dec. 9, 2025, 10:23 AM
COMMENTARY: A dealer's 2026 strategy guide for F&I in the new age of affordability
Monday, Dec. 8, 2025, 09:55 AM
Growing volume of paper booked in Q3 has terms stretching toward 2033
Thursday, Dec. 4, 2025, 10:58 AM
Cutting keys & cutting costs during repossessions and recoveries
Drawing standing-room-only attendance in the second-largest setting at Used Car Week 2025, Ryan Miller led a six-executive panel session that focused on one of the most complex challenges in all of repossessions and recoveries. Now available through this episode of ... Listen Here
Wednesday, Dec. 10, 2025, 04:42 PM
Four experts on automotive & the economy
Used Car Week 2025 again brought together experts who can explain which parts of the economy impact automotive most. This year’s event included views from Laura Wehunt of Black Book, Tim Gill of the American Financial Services Association, T.J. Cox ... Listen Here
Wednesday, Dec. 10, 2025, 04:39 PM
Sponsored Episode: Winning Trade-Ins and Trust – Navigating Today’s Affordability Challenges
Affordability challenges are reshaping the automotive landscape—vehicle prices and payments are at all-time highs and negative equity is on the rise. In this episode, Micah Tindor offers a data-driven conversation with real-world strategies around acquisition tactics and long-term profitability to ... Listen Here
Friday, Dec. 5, 2025, 03:15 PM
CFPB’s newest Supervisory Highlights detail numerous ‘illegal practices’ in auto finance
Tuesday, Oct. 8, 2024, 10:11 AM
SubPrime Auto Finance News Staff
The Consumer Financial Protection Bureau published a special edition of its Supervisory Highlights on Tuesday focused solely on auto finance. The regulator found numerous “illegal practices,” including vehicle repossessions even when the customers caught up on monthly payments or received ... [Read More]
CPS integrates with Informed.IQ’s Dealer Verify tool
Monday, Oct. 7, 2024, 11:41 AM
SubPrime Auto Finance News Staff
Consumer Portfolio Services on Monday announced the successful integration of Informed.IQ’s Dealer Verify tool into its origination process. The subprime auto finance company said this advanced solution driven by artificial intelligence can enhance the dealer experience by automatically verifying stipulations, ... [Read More]
Resource Hub
Best Practices, Ideas, and Tools for Business
Turn Battery Risk Into Trust: Your Edge in the Used EV Market
Independent battery health certification is the new gold standard for used EV dealerships. The latest AVILOO detect Magazine reveals how...
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How GMs Start Their Day with Mastermind & Make More Deals
Successful General Managers know that how you start the day sets the tone for dealership performance. This checklist outlines the...
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Rising Repos, Shrinking Margins: A Guide to Reduce Collections and Servicing Costs with AI Agents
As delinquencies rise and margins tighten, leading auto lenders use AI agents to cut collections and servicing costs without compromising...
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Out-of-State Titling: 12 Steps Every Title Clerk Should Follow (The Easy Way)
Out-of-state titling isn’t easy. With every state having different DMV requirements, document packets, and deadlines, it’s easy for mistakes to...
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Free Guide: How Smart Dealers Can Profit from Customer Car Insurance
Turn Customer Auto Insurance into Dealership Profit If you're not profiting from auto insurance in your dealership, now’s the time...
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Go In-House With Your Photos
Your Photo Vendor Didn’t Show Up Again? Let’s Fix That. Stop relying on vendors and start owning your inventory. This...
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The Auto Dealer’s Complete Checklist for Evaluating AI
The Auto Dealer’s Complete Checklist for Evaluating AI highlights key questions dealership leaders should ask technology partners during the selection...
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PayNearMe bolsters collaboration with PayPal
Monday, Oct. 7, 2024, 11:40 AM
SubPrime Auto Finance News Staff
Last week, PayNearMe announced an expansion of its strategic collaboration with PayPal. The companies highlighted that the expanded integration with PayPal’s full stack processing capabilities for both payments and disbursements into the PayNearMe platform can help increase reliability and expand ... [Read More]
FTC emphasizes relevance of Holder Rule nearly 50 years after implementation
Friday, Oct. 4, 2024, 10:11 AM
SubPrime Auto Finance News Staff
It’s been nearly 50 years since the Federal Trade Commission rolled out the Trade Regulation Rule Concerning Preservation of Consumers’ Claims and Defenses, better known in compliance circles as the Holder Rule. While much has developed in almost five decades ... [Read More]
Survey: 27% of consumers do not review their credit report annually
Wednesday, Oct. 2, 2024, 10:57 AM
SubPrime Auto Finance News Staff
It’s nearly automatic that one of the first things a finance company does to examine an applicant is check the individual’s credit report. But consumers doing that process on their own doesn’t appear to be so habitual, as a new ... [Read More]
Edmunds: Average amount financed for used cars drops in Q3
Tuesday, Oct. 1, 2024, 10:00 AM
SubPrime Auto Finance News Staff
While new-car financing and delivery still might have remained out of reach for some consumers, the newest used-car financing data from Edmunds released on Tuesday showed some changes in average down payments and the amount financed. Edmunds reported that the ... [Read More]
FTC reiterates use of ‘plain language’ associated with regulatory activities
Monday, Sep. 30, 2024, 11:35 AM
SubPrime Auto Finance News Staff
The Federal Trade Commission has made nearly a half dozen public speaking appearances to finish the month and the quarter. Commissioner Alvaro Bedoya previously asked a string of questions about data privacy and artificial intelligence. And on Friday, Samuel Levine, ... [Read More]
Line\5 & Pauldron partner for vehicle protection plans with smoother financing
Monday, Sep. 30, 2024, 11:26 AM
SubPrime Auto Finance News Staff
Last week, Line\5, a provider of financing solutions for vehicle protection plans, announced a strategic partnership with Pauldron to help dealerships offer a comprehensive suite of protection products, including vehicle service contracts, dent and ding coverage, tire and wheel protection, ... [Read More]
Credit conditions & consumer confidence moving in opposite directions
Friday, Sep. 27, 2024, 10:17 AM
SubPrime Auto Finance News Staff
Credit conditions are improving, but consumer confidence is sagging. Those are the primary assertions from S&P Global Ratings and the Conference Board from their newest insights released this week. S&P Global Ratings said credit conditions for borrowers in North America ... [Read More]
LegalShield: Spiking consumer financial stress ‘not a fluke’
Thursday, Sep. 26, 2024, 11:32 AM
SubPrime Auto Finance News Staff
LegalShield said this week when examining consumers’ finances that the “jump in stress is not a fluke.” Following the steepest surge in the study’s 22-year history, the August reading of the LegalShield Consumer Stress Legal Index (CSLI) ticked up 0.1 ... [Read More]
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