As delinquencies rise and margins tighten, leading auto lenders use AI agents to cut collections and servicing costs without compromising performance.
In one of our tests, AI agents delivered 18% more payments in early-stage collections and reduced cost-to-repo by 13% by automating voluntary surrender and negotiation workflows.

Download this guide to learn where to deploy AI agents, which workflows to prioritize, and how to measure ROI.

  • What AI agents really are (and aren’t)
    • Understand how AI agents differ from scripts, bots, and BPO, and why they’re built for real borrower conversations at scale.
  • The ROI equation: Lower costs, higher asset yields
    • Learn how AI agents improve return on assets by reducing cost-to-collect, lifting recovery rates, and increasing business valuation through leaner operations.
  • Tackling delinquency early – Before it escalates
    • See how AI agents can engage borrowers within days of missed payments to prevent roll rates, reduce first-party workload, and improve payment outcomes.
  • Automating the toughest repossession conversations
    • Discover how leading lenders use AI agents to reduce repo costs by automating voluntary surrender scheduling and final payment negotiations.
  • Your AI agents’ roadmap
    • Follow a practical implementation path from selecting the right use cases to aligning data, compliance, and change management for long-term success.