In this special sponsored episode of the Auto Remarketing Podcast brought to you by Allied Solutions, we turn our attention to auto refinancing.
Brad Paxman oversees 90 lender relationships for Gravity Lending, which is an auto refinance and fintech company that connects borrowers with lenders. Paxman recapped the current refinancing landscape and how lenders can identify potential customers who could benefit from a reconfigured auto loan.
Shams Blanc, head of auto scores at FICO, made another appearance on the Auto Remarketing Podcast to elaborate more about the fall edition of the FICO Score Credit Insights report.
Along with recapping what’s going on in auto finance, Blanc also touched on how other parts of the credit market like student loans are impacting consumers.
John Elias, sales specialist in auto finance business development for Allied Solutions, is back as the guest for another sponsored episode of the Auto Remarketing Podcast.
Elias explains why current market conditions, affordability pressures and changing vehicle values are combining to put lenders into a position where their potential biggest opportunities might be after the auto loan is booked.
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories.
In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a big-picture views about what the regulator’s decision means for dealerships and finance companies.
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years.
Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president and automotive and mortgage business leader for TransUnion, recapped what exactly LTVs are, why they’re so important to auto financing and what else is happening in the credit market during another conversation on the Auto Remarketing Podcast.
PayNearMe recently shared new search, explaining that hidden costs sustained by auto lenders can show up as failed payments, borrower support calls, late payments, collections follow-up, reconciliation work and manual recovery effort.
PayNearMe chief product officer John Minor elaborated about that research in this episode of the Auto Remarketing Podcast, detailing how technology — especially artificial intelligence — can help finance companies reduce those costs and more.
John Elias, sales specialist in auto finance business development with Allied Solutions, acknowledged lenders might be experiencing more than just “portfolio stress” since delinquencies, insurance costs, negative equity, and repossessions are all intensifying at the same time.
Elias, who was recently recognized with the Outstanding Employee Award from the American Financial Services Association, gave a variety of recommendations to help lenders navigate these challenges and pinpoint where they might be most vulnerable.
Agora Data’s Steve Burke was one of the founders of the National Automotive Finance Association 30 years ago.
Now in 2026, Steve Burke’s son, Matt, not only is a top executive at Agora Data, but he is also now president of the association.
In this episode of the Auto Remarketing Podcast, Matt Burke remembered his father helping to found the organization and how he later became involved in NAF Association activities.
The latest appearance on the Auto Remarketing Podcast by Melinda Zabritski, Experian’s head of automotive financial insights and Automotive Intelligence Award recipient, focused on auto-loan terms, which oftentimes are at least 72 months nowadays.
Zabritski also compared a data point from Experian’s latest report to the same reading recorded 10 years ago to find the one that might be most astonishing.
Fresh off being in Miami as part of the Used Car Industry Summit that Cherokee Media Group hosted this spring, Shams Blanc, who is vice president of auto scores at FICO, appeared again on the Auto Remarketing Podcast.
Blanc discussed the positives and negatives from the spring 2026 edition of the FICO Score Credit Insights report, how auto lenders are continuing to sharpen their underwriting and more.
