AFSA & NIADA welcome halt of discretionary publication of complaint narratives & visualizations by CFPB
Monday, Aug. 17, 2026, 10:34 AM
Edmunds on depth of ‘The Vanishing Affordable Used Car’
Tuesday, Aug. 18, 2026, 10:17 AM
PODCAST: Additional insight into FTC’s move involving disparate impact from Hudson Cook
Tuesday, Aug. 18, 2026, 09:25 AM
Additional insight into FTC’s move involving disparate impact from Hudson Cook
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories. In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a ... Listen Here
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here
PayNearMe chief product officer John Minor on intersection of payments & technology
PayNearMe recently shared new search, explaining that hidden costs sustained by auto lenders can show up as failed payments, borrower support calls, late payments, collections follow-up, reconciliation work and manual recovery effort. PayNearMe chief product officer John Minor elaborated about ... Listen Here
CFPB reinforces activities with potential MLA ties
SubPrime Auto Finance News Staff
The Consumer Financial Protection Bureau is taking another deeper look at industry activities and the Military Lending Act (MLA) that one compliance expert said that it “bears watching.” Last week, the CFPB issued an interpretive rule that explains the basis ... [Read More]
Dealertrack Auto Credit Availability Index dips in May
SubPrime Auto Finance News Staff
You might have noticed it’s been a little more difficult to get your potential buyer’s deal bought by your network of finance companies. The newest Dealertrack Auto Credit Availability Index showed just how much of a pinch in paper funding ... [Read More]
More executive changes at Credit Acceptance
SubPrime Auto Finance News Staff
The high-level executive changes at Credit Acceptance continued this week. About three months after chief executive officer Brett Roberts announced his retirement, the subprime auto finance company said through a filing with the Securities and Exchange Commission that chief legal ... [Read More]
EFG Companies reinforces field team with 3 new additions
SubPrime Auto Finance News Staff
EFG Companies announced three new additions to its national field team, tapping professionals who have experience at places such as Cox Automotive, dealerships and academia. According to a news release distributed this week, Jay Gordon, former director of enterprise accounts ... [Read More]
Cox Automotive & NAFCU examine latest Federal Reserve actions
Nick Zulovich, Senior Editor
Experts from Cox Automotive and the National Association of Federally-Insured Credit Unions (NAFCU) each digested actions and comments by the Federal Reserve on Wednesday after the Federal Open Market Committee (FOMC) voted unanimously to keep interest rates unchanged. Both experts ... [Read More]
Car Capital continues in growth mode by naming CIO
SubPrime Auto Finance News Staff
Car Capital continued to bolster its resources to establish itself as an up-and-coming auto-finance technology company that strives to get any deal bought no matter the consumer credit background. After finalizing a funding round in March and a line of ... [Read More]
Hudson Cook’s Morris explores impact of new FTC chair
Nick Zulovich, Senior Editor
The U.S. Senate confirmed President Joe Biden’s choice to be chair of the Federal Trade Commission on Tuesday. And Hudson Cook partner Lucy Morris explained how the appointment might influence auto financing as well as how the development correlates back ... [Read More]
Auto-default rate sinks to new all-time low — again
SubPrime Auto Finance News Staff
Perhaps when auto-finance executives thought defaults couldn’t get any lower, the industry responded with, “Hold my beer!” According to the newest data compiled by S&P Dow Jones Indices and Experian, auto defaults now are at the lowest reading ever recorded. [Read More]
KBRA: Impact of federal stimulus on monthly payments continues to fade
SubPrime Auto Finance News Staff
Kroll Bond Rating Agency (KBRA) highlighted how much federal stimulus money provided a positive bounce for maintaining monthly payments. And according to the firm’s newest report, that bounce is losing its momentum, but the overall market still is solid as ... [Read More]
Newest Protective Asset Protection survey highlights nearly 10% growth in F&I sales
SubPrime Auto Finance News Staff
Protective Asset Protection’s latest industry survey focused on how the pandemic impacted the sales of F&I products both online and at the dealership. Protective Asset Protection commissioned the online survey during March and took the pulse of nearly 500 F&I ... [Read More]
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