AFSA & NIADA welcome halt of discretionary publication of complaint narratives & visualizations by CFPB
Monday, Aug. 17, 2026, 10:34 AM
Edmunds on depth of ‘The Vanishing Affordable Used Car’
Tuesday, Aug. 18, 2026, 10:17 AM
PODCAST: Additional insight into FTC’s move involving disparate impact from Hudson Cook
Tuesday, Aug. 18, 2026, 09:25 AM
SPONSORED EPISODE: Allied Solutions explains why origination is episodic, but servicing is continuous
John Elias, sales specialist in auto finance business development for Allied Solutions, is back as the guest for another sponsored episode of the Auto Remarketing Podcast. Elias explains why current market conditions, affordability pressures and changing vehicle values are combining ... Listen Here
Additional insight into FTC’s move involving disparate impact from Hudson Cook
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories. In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a ... Listen Here
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here
SWBC expands auto presence with DIMONT acquisition
SubPrime Auto Finance News Staff
SWBC now possesses a stronger foothold in the auto-finance market through acquisition. Last week, SWBC announced that it recently acquired the auto claims division of DIMONT, one of the largest providers of specialty insurance and loan administration services to the ... [Read More]
PODCAST: Risk mitigation in a post-pandemic world
SubPrime Auto Finance News Staff
Thousands of individuals are getting their COVID-19 vaccinations daily, and business activities are gradually getting back toward what they were previously. However, for auto finance companies, there still is not a single anecdote to cure all of their risk, making ... [Read More]
TransUnion: Maintaining auto payment no longer top priority
SubPrime Auto Finance News Staff
TransUnion discovered another way this pestering pandemic influenced consumer behavior when it comes to individual’s auto financing. On Wednesday, TransUnion released findings of a payment hierarchy study focusing on the three most popular credit products in the U.S. — auto ... [Read More]
Car Capital gains more resources with $20M credit line
SubPrime Auto Finance News Staff
Nearly a month after Car Capital secured a funding round of almost $9 million, the new auto-finance technology company that strives to get any deal bought no matter the consumer credit background closed on a credit line more than double ... [Read More]
ACA International delves further into Supreme Court’s recent autodialer decision
SubPrime Auto Finance News Staff
Efforts by ACA International and other industry organizations connected with collections helped to generate what they called the “favorable ruling” earlier this month when the U.S. Supreme Court unanimously decided a case involving the Telephone Consumer Protection Act (TCPA) and definition ... [Read More]
6 highlights of depreciation & ABS forecast by Black Book & Fitch Ratings
SubPrime Auto Finance News Staff
Among a host of other projections and assessments, six main highlights surfaced on Tuesday when Black Book and Fitch Ratings released its joint U.S. vehicle depreciation and auto asset backed securities (ABS) report. With wholesale prices setting records, Black Book ... [Read More]
American Cycle Finance now leveraging Scienaptic’s AI-powered underwriting tool
SubPrime Auto Finance News Staff
Artificial intelligence is playing a role within the subprime market for financing motorcycles, too. On Monday, Scienaptic, an AI-powered credit decision platform provider, announced the deployment of its solution at American Cycle Finance (ACF). According to a news release, this ... [Read More]
700Credit & fusionZONE coordinate for soft-credit pulls to boost dealer leads
SubPrime Auto Finance News Staff
Responding in part to consumer demand for as much information as possible before finalizing their vehicle financing, 700 Credit announced a product alliance with fusionZONE Automotive’s digital retailing solution, FastLane Leads. FastLane Leads is designed to simplify the digital retail ... [Read More]
CFPB suggests delay of recent debt collection rules
SubPrime Auto Finance News Staff
Perhaps here’s some news on a Friday that might help finance companies and their collectors exhale a bit. The Consumer Financial Protection Bureau this week proposed extending the effective date of two recent debt collection rules to give affected parties ... [Read More]
ANALYSIS: CFPB suffers first court loss after Seila Law
Ori Lev and James Williams, Mayer Brown
One of the great ironies of the Supreme Court’s decision in Seila Law versus CFPB, in which the Supreme Court held that the Consumer Financial Protection Bureau’s (CFPB) structure was unconstitutional, is that it effectively provided no relief to Seila ... [Read More]
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