Time dwindling to submit public comments about House’s major CFPB reform proposal
Wednesday, Aug. 12, 2026, 11:19 AM
F&I Sentinel, Global Lending Services, CHAMP again among Inc. 5000
Wednesday, Aug. 12, 2026, 11:13 AM
Cox Automotive: Subprime share decreases again in July, as loan terms stay at all-time high
Tuesday, Aug. 11, 2026, 10:16 AM
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here
PayNearMe chief product officer John Minor on intersection of payments & technology
PayNearMe recently shared new search, explaining that hidden costs sustained by auto lenders can show up as failed payments, borrower support calls, late payments, collections follow-up, reconciliation work and manual recovery effort. PayNearMe chief product officer John Minor elaborated about ... Listen Here
Matt Babcock of Wolters Kluwer on how digital transformation continues to gain steam in auto financing
Matt Babcock, who heads up digital lending product strategy for Wolters Kluwer, returned for another visit on the Auto Remarketing Podcast. Wolter Kluwer recently released its latest quarterly Auto Finance Digital Transformation Index. Babcock recapped the sustained upward trajectory the ... Listen Here
ARA & RDN collaborate for new safety feature to identify violent accounts
SubPrime Auto Finance News Staff
It’s been a busy summer for the American Recovery Association. A couple weeks after rolling out its tool to help with compliance mandates in all 50 states, ARA on Monday announced the launch of a new safety feature within RDN’s ... [Read More]
Zoom Auto Protect launches warranty claims system powered by AI
SubPrime Auto Finance News Staff
On Wednesday, Zoom Auto Protect announced the official rollout of its artificial intelligence-powered claims and concierge platform. The extended auto warranty provider highlighted its new system can deliver instant coverage decisions, nationwide repair shop integration, and improved customer satisfaction. “This ... [Read More]
FTC gets federal court involved in complaint against debt-relief operation
SubPrime Auto Finance News Staff
The Federal Trade Commission is continuing to police operations that bill themselves as offering consumer debt relief. According to a news release, a federal court at the FTC’s request has temporarily halted an alleged debt relief services scheme that targeted ... [Read More]
Cox Automotive & FICO tackle complexities of subprime auto finance amid increasing student-loan delinquency
SubPrime Auto Finance News Staff
TransUnion previously reported that consumers who have recently gone delinquent on their federal student loans because of policy changes have seen their credit scores drop by 60 points on average. That decrease might shift those individuals into the subprime credit ... [Read More]
COMMENTARY: New frontier of used-vehicle acquisition and F&I’s pivotal role
Paul McCarthy, Protective Asset Protection
The method in which auto dealers acquire used inventory is rapidly changing. Historically reliant on auctions and trade-ins, a surging demand for pre-owned vehicles and persistent market scarcity are compelling dealers to aggressively purchase directly from consumers at an unprecedented ... [Read More]
LegalShield’s Consumer Stress Legal Index at highest point in more than 5 years
SubPrime Auto Finance News Staff
LegalShield’s Consumer Stress Legal Index (CSLI) climbed from March to June, and the company said it was driven by surging foreclosure and consumer finance legal inquiries, all rooted in increased debt. Analysts indicated the CSLI surged to 68.2, which is ... [Read More]
Weltman, Weinberg & Reis tackles challenges of subrogation & bankruptcy
SubPrime Auto Finance News Staff
Two legal experts from Weltman, Weinberg & Reis tackled one of the most complex situations that auto finance companies and insurance providers might ever face. That’s when subrogation recovery intersects with a bankruptcy case, triggering even more questions that need ... [Read More]
Buoyed in part by job market, Fed might not cut interest rates until year end
SubPrime Auto Finance News Staff
If you’re hoping the Federal Reserve cuts interest rates this month, you might be disappointed. Comerica Bank predicted policymakers might not make a move until it’s time to celebrate Christmas, Hannukah and Kwanzaa. The Federal Open Market Committee will announce ... [Read More]
Cox Automotive spots 6 troubling trends from June auto-finance performance
SubPrime Auto Finance News Staff
Being a music aficionado and chief economist, Cox Automotive’s Jonathan Smoke could have included some woeful blues tracks when he highlighted six points about the current performance of auto financing in his Auto Market Weekly Summary. While not mentioning songs ... [Read More]
Auto credit availability improves again in June
SubPrime Auto Finance News Staff
Both summertime temperatures and the Dealertrack Credit Availability Index are on upward trajectories. Cox Automotive reported on Thursday that the June index reflected a second consecutive month of improved credit access, rising to 97.3. That’s up from 96.5 in May. ... [Read More]
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