Selecting the right VPP cancellation system is critical to maintaining compliance, maximizing recoveries, and improving operational efficiency. As regulatory requirements...
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Experian’s Melinda Zabritski discusses ongoing stretching of terms
The latest appearance on the Auto Remarketing Podcast by Melinda Zabritski, Experian’s head of automotive financial insights and Automotive Intelligence Award recipient, focused on auto-loan terms, which oftentimes are at least 72 months nowadays. Zabritski also compared a data point ... Listen Here
Friday, Jun. 12, 2026, 09:35 AM
Forming the Transport Queens with Amber Gosney of SYCN Auto Logistics
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Tuesday, Jun. 2, 2026, 01:30 PM
PODCAST: Autonomous vehicles & the used-car market with Peter Janczewski of Draiver
We continue our episodes of the Auto Remarketing Podcast originating from the Live Stage, which was sponsored by SYCN Auto Logistics, during the Used Car Industry Summit in Miami this spring. To get a better understanding of how autonomous technology ... Listen Here
Tuesday, Jun. 2, 2026, 01:23 PM
Ranney launching new credit-reporting venture this spring
Friday, May. 9, 2025, 09:55 AM
SubPrime Auto Finance News Staff
Tim Ranney is getting back into the credit-reporting business this spring. Ranney — who previously owned Clarity Services, which was purchased by Experian in 2018 — is launching Congruit Credit, an emerging national consumer credit reporting agency positioned to usher ... [Read More]
As rates stay unchanged, headwinds build against auto retailers & financiers
Thursday, May. 8, 2025, 10:27 AM
Nick Zulovich, Senior Editor
In what economists said was “universally expected,” the Federal Reserve left the federal funds target rate unchanged on Wednesday. The Federal Open Market Committee (FOMC) kept that rate at a range of 4.25% to 4.50% and reiterated a deliberate approach ... [Read More]
Resource Hub
Best Practices, Ideas, and Tools for Business
Auto lenders spent on AI. Here’s what paid off.
A panel of auto-lending leaders — CEOs of subprime auto finance companies, VPs of Collections, CROs, indirect-lending executives at two...
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Experian Automotive Dealer Fraud Threat Report
Fraud is Hitting Dealerships Hard When one bad deal can erase tens of thousands in profit, fraud becomes impossible to...
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AI-Financing Spotlight: How Tracy Honda Sells 12-15 More Deals Monthly
Discover how Tracy Honda is outperforming its market by leveraging AI-powered auto financing to drive faster approvals and close more...
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The AI Dealer Playbook: 5 Questions to Ask Before You Buy AI
Artificial intelligence is rapidly reshaping dealership operations by automating communication, improving workflows, and supporting staff with tools like copilots and...
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Speaking the Same Language: How Dealers Structure Capital for Real Estate and Growth
Why Capital Structures Matters in Today’s Market Dealers actively expanding or acquiring real estate are often constrained not by opportunity—but...
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Dealer Playbook: 5 Takeaways for Auto Retailers Using AI
The May issue of Auto Remarketing — “Shifting Gears: AI’s Role in Retail Automotive” — explores how top auto retailers...
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Loan Origination Automation Guidelines for Modern Lenders
Lenders are under pressure to move faster, handle higher volumes, and reduce manual tasks. Automation can help, but only if...
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Who to Watch: Wayne Ray uses energy cultivated by family & military to make repossession industry better
Wednesday, May. 7, 2025, 02:12 PM
Nick Zulovich, Senior Editor
EDITOR’S NOTE: This story is part of the May edition of Auto Remarketing, which will focus entirely on a new special feature: Who to Watch. This special feature will recognize auto industry executives and companies — selected by Cherokee Media Group’s ... [Read More]
Santander Consumer USA receives 2025 FICO Decisions Award
Wednesday, May. 7, 2025, 11:39 AM
SubPrime Auto Finance News Staff
Santander Consumer USA received more than just an auto-finance applicant’s credit score and risk assessment from FICO. At the FICO World Conference on Wednesday, FICO announced Santander has won a 2025 FICO Decisions Award for its use of machine learning. ... [Read More]
Westlake Portfolio Management takes over servicing for Mechanics Bank Auto Finance
Wednesday, May. 7, 2025, 11:38 AM
SubPrime Auto Finance News Staff
Westlake Portfolio Management (WPM) is back in the business of absorbing outstanding portfolios. The subsidiary loan servicing company of Westlake Technology Holdings has entered into a servicing agreement with Mechanics Bank Auto Finance (MBAF) to oversee and manage its portfolio ... [Read More]
Experts tackle lending-market impact if ‘unease’ creates recession
Tuesday, May. 6, 2025, 10:11 AM
SubPrime Auto Finance News Staff
Experian North America chief economist Joseph Mayans and ADP chief economist Nela Richardson have used the terms “recession” and “unease” when discussing their respective looks at the lending market, the employment scene and general economy in recent days. You might ... [Read More]
Ripe repossession market prompts Automotive Ventures to invest in Loanbridge
Monday, May. 5, 2025, 11:40 AM
SubPrime Auto Finance News Staff
Equifax reported earlier this year that consumer debt in auto loans and leases has surpassed $1.7 trillion, exceeding credit card and student loan debt. Equifax also said delinquencies have increased by 7% year-over-year, reaching a three-year high. It’s trends like ... [Read More]
Who to Watch: Why EY’s George wants to be part of transparency in financing
Monday, May. 5, 2025, 10:38 AM
Nick Zulovich, Senior Editor
EDITOR’S NOTE: This story is part of the May edition of Auto Remarketing, which will focus entirely on a new special feature: Who to Watch. This special feature will recognize auto industry executives and companies — selected by Cherokee Media ... [Read More]
Agora Data president & COO among Dallas Business Journal’s 2025 40 Under 40 for fintech innovation
Friday, May. 2, 2025, 09:46 AM
SubPrime Auto Finance News Staff
Matt Burke is one of the best among his peers in Dallas. The president and COO of Agora Data has been named to the Dallas Business Journal’s 2025 40 Under 40 list for his transformative leadership and contributions to the ... [Read More]
Proposed FTC order spells out what not to do in collections
Friday, May. 2, 2025, 09:46 AM
SubPrime Auto Finance News Staff
A proposed order detailed by the Federal Trade Commission this week gave auto finance companies clear bullet points of what not to do when it comes to their collections activities. In developments outside of automotive, the FTC alleged that Global ... [Read More]
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