Stop letting messy data hold your dealership back from its true earning potential. While many multi-roof dealer groups struggle to...
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AFSA & NIADA welcome halt of discretionary publication of complaint narratives & visualizations by CFPB
Monday, Aug. 17, 2026, 10:34 AM
Edmunds on depth of ‘The Vanishing Affordable Used Car’
Tuesday, Aug. 18, 2026, 10:17 AM
PODCAST: Additional insight into FTC’s move involving disparate impact from Hudson Cook
Tuesday, Aug. 18, 2026, 09:25 AM
Additional insight into FTC’s move involving disparate impact from Hudson Cook
The Federal Trade Commission recently announced it will not pursue claims based on disparate-impact or “unfair discrimination” theories. In this episode of the Auto Remarketing Podcast, Hudson Cook partners Erica Kramer and Rob Tilley offered some historical perspectives and a ... Listen Here
Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years. Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president ... Listen Here
PayNearMe chief product officer John Minor on intersection of payments & technology
PayNearMe recently shared new search, explaining that hidden costs sustained by auto lenders can show up as failed payments, borrower support calls, late payments, collections follow-up, reconciliation work and manual recovery effort. PayNearMe chief product officer John Minor elaborated about ... Listen Here
Booth completes departure from Credit Acceptance, resigning from board
SubPrime Auto Finance News Staff
In October, Credit Acceptance announced a leadership transition of CEO Kenneth Booth into retirement while he remained on the board of the subprime auto finance company. On Wednesday, Credit Acceptance revealed in a filing with the Securities and Exchange Commission ... [Read More]
COMMENTARY: The Blockbuster lesson — disruption, experience, and the future of the receivables industry
Ofer Alon, Nexa Optimum Solutions
The receivables industry stands at a strategic inflection point comparable to the one that ended Blockbuster. Applying C.M. Christensen’s theory of disruptive innovation, this article argues that large incumbents systematically abandon economically viable debt segments — not through poor management, ... [Read More]
Resource Hub
Best Practices, Ideas, and Tools for Business
Evaluating VPP Cancellation Systems: 7 Questions Every Lender Should Ask
Selecting the right VPP cancellation system is critical to maintaining compliance, maximizing recoveries, and improving operational efficiency. As regulatory requirements...
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Auto lenders spent on AI. Here’s what paid off.
A panel of auto-lending leaders — CEOs of subprime auto finance companies, VPs of Collections, CROs, indirect-lending executives at two...
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Experian Automotive Dealer Fraud Threat Report
Fraud is Hitting Dealerships Hard When one bad deal can erase tens of thousands in profit, fraud becomes impossible to...
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AI-Financing Spotlight: How Tracy Honda Sells 12-15 More Deals Monthly
Discover how Tracy Honda is outperforming its market by leveraging AI-powered auto financing to drive faster approvals and close more...
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The AI Dealer Playbook: 5 Questions to Ask Before You Buy AI
Artificial intelligence is rapidly reshaping dealership operations by automating communication, improving workflows, and supporting staff with tools like copilots and...
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Speaking the Same Language: How Dealers Structure Capital for Real Estate and Growth
Why Capital Structures Matters in Today’s Market Dealers actively expanding or acquiring real estate are often constrained not by opportunity—but...
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Dealer Playbook: 5 Takeaways for Auto Retailers Using AI
The May issue of Auto Remarketing — “Shifting Gears: AI’s Role in Retail Automotive” — explores how top auto retailers...
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AFSA appears on Capitol Hill to push proposal to regulate debt-settlement companies
SubPrime Auto Finance News Staff
Imagine a contract holder in your auto-finance portfolio who is current on their monthly payments suddenly stops paying because they took questionable recommendations from an influencer on social media. It’s becoming a common situation, which is why the American Financial ... [Read More]
Gas prices & inflation continue to drag on the car business
Nick Zulovich, Senior Editor
A drag on the car business and overall economy is intensifying again. AAA reported Tuesday that the average price of a gallon of gasoline in the U.S. ticked above $4, rising 15 cents in the past week. “With renewed hostilities ... [Read More]
LendingTree spots states with most and least consumers carrying $1,000 car payments
SubPrime Auto Finance News Staff
It may now seem farfetched, but there really was a time when some consumers only used $1,000 a month to cover rent, car payment and other expenses. New LendingTree research showed that $1,000 now is enough only for some vehicle-loan ... [Read More]
Acting CFPB director defends changes to ‘out-of-control’ agency during Congressional hearings
SubPrime Auto Finance News Staff
Consumer Financial Protection Bureau acting director Russell Vought gave the same opening statement during separate hearing this week hosted by the U.S. House Committee on Financial Services and the U.S. Senate Banking Committee. As part of the bureau’s semi-annual report ... [Read More]
Edmunds pinpoints top 20 trades with negative equity in Q2
SubPrime Auto Finance News Staff
Individuals holding thousands of dollars in negative equity with their trade might not necessarily be pushed into the special finance or subprime departments at dealerships and lenders. But the record-setting negative equity data Edmunds shared on Thursday might very well ... [Read More]
Auto Data Direct rolls out CarLocate in Texas
Nick Zulovich
Help is coming for finance companies and fleet operators that suspect their vehicle collateral might be impounded somewhere in the Lone Star State. Auto Data Direct, a Reynolds and Reynolds company, announced on Tuesday the release of CarLocate in Texas ... [Read More]
Subprime lags behind Dealertrack Credit Availability Index climb of 5 straight months
SubPrime Auto Finance News Staff
The June Dealertrack Credit Availability Index climbed to the highest level in more than a decade, but the subprime segment isn’t surging to that degree. Cox Automotive reported that the share of loans to subprime borrowers in June declined 10 ... [Read More]
APCO boosts EasyCare footprint via acquisition for second time in less than a week
SubPrime Auto Finance News Staff
APCO Holdings announced an acquisition for the second time in less than a week. On Tuesday, the provider of F&I products and dealer solutions said it has acquired the assets of Fidelity Dealer Services. APCO made a similar move on ... [Read More]
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