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Off-lease surge, repos, point to auction industry strength
Annual depreciation for used vehicles on average has been historically between about 16 and 18%. Last year that figure was 13%, said Larry Dixon, vice president of Auction Data Solutions/AuctionNet at the National Auto Auction Association. “This year we’re trending to about 12% to let’s call it 14%, so very similar to what we saw […]
‘Used cars aren’t cheap,’ but pricing pressure eases
Like NASA’s Artemis II mission in April, retail used-car prices rocketed into orbit this spring. And slowly but surely, “they’ve come back to down to earth.” Just not at astronomical speeds, says CARFAX, known for its history reports on more earthly vessels. The CARFAX Used Car Index in July is up 0.1% from June, an […]
As refinancing gains more steam, a reminder about Fed’s influence over auto lending
Caribou’s Q2 2026 Auto Refinance Trends Report showed subprime consumers enjoyed the deepest rate cuts across credit tiers, based on data from April to June of customers who refinanced to lower their monthly payments. Before someone begins to project that refinancing in the subprime market could take off even more if the Federal Reserve goes […]