Deeper dive into rising LTVs with TransUnion’s Satyan Merchant

One of the notable findings from TransUnion’s Q2 2026 Credit Industry Insights Report (CIIR) was how much loan-to-value ratios have changed in the past five years.

Satyan Merchant, one of this year’s Automotive Intelligence Award recipients and senior vice president and automotive and mortgage business leader for TransUnion, recapped what exactly LTVs are, why they’re so important to auto financing and what else is happening in the credit market during another conversation on the Auto Remarketing Podcast.