Melinda Zabritski, Experian’s head of automotive financial insights, said consumers are looking for ways to secure more favorable vehicle financing terms, especially with interest rates leveling out and perhaps a cut coming next week from the Federal Reserve.
The base for Zabritski’s assertion came via Experian’s State of the Automotive Finance Market Report: Q2 2025, which highlighted the volume of auto refinancing increased nearly 70% from a year ago.
Zabritski expanded the trends happening inside of auto refinancing during another appearance on the Auto Remarketing Podcast.
Satyan Merchant, who is senior vice president and auto and mortgage business leader at TransUnion, made another appearance on the Auto Remarketing Podcast. This time, the focus of the conversation is opportunities for auto refinancing.
TransUnion indicated approximately 18 million are considered “in-the-money” for refinancing.
NextGear Capital president Scott Maybee addressed a question that dealerships likely have been wondering, too, as they examine their floorplan expenses and other operational matters.
What if interest rates never drop much below where they currently are?
Maybee shared his response and more for this episode of the Auto Remarketing Podcast recorded in Las Vegas at this year’s NIADA Convention & Expo.
