As subprime space keeps changing, how long can average terms stretch?
Monday, May. 4, 2026, 11:16 AM
TransUnion updates auto performance, shares research about K-shaped path of overall consumer credit market
Thursday, Apr. 30, 2026, 10:10 AM
Reviewing FICO & FSA data to see how much student loans could be impacting your auto-finance portfolio
Tuesday, May. 5, 2026, 10:13 AM
Latest Stories
This Month's Focus
Artificial Intelligence
CARS Protection Plus taps Circuitry.ai Warranty Decision Intelligence to help adjusters resolve claims faster
Wednesday, May. 6, 2026, 10:38 AM
DealerOn’s dual launch includes AI search visibility platform, ‘intelligent layer’ touching full dealership
Tuesday, May. 5, 2026, 03:28 PM
Newest Experian tool designed to reduce risk within AI-driven commerce
Monday, May. 4, 2026, 11:19 AM
FICO’s Shams Blanc on lenders sharpening underwriting & more
Fresh off being in Miami as part of the Used Car Industry Summit that Cherokee Media Group hosted this spring, Shams Blanc, who is vice president of auto scores at FICO, appeared again on the Auto Remarketing Podcast. Blanc discussed ... Listen Here
Wednesday, Apr. 29, 2026, 03:54 PM
Byron Oldham of Honest Autos & FIADA
Byron Oldham is president of the family-owned Honest Autos dealership and is president of the board at the Florida Independent Automobile Dealers Association. In this episode, Oldham talks with Cherokee Media Group senior editor Joe Overby about the upcoming Southeast ... Listen Here
Monday, Apr. 27, 2026, 07:47 PM
Automotive CFO-To-Go Kathi Kruse talks dealership finance, accounting in ‘lightning round’
Kathi Kruse, the Automotive CFO-To-Go who brings her financial expertise — born through years of experience as a dealership chief financial officer — to dealers needing help in that area, is back on the Auto Remarketing Podcast. In this episode, ... Listen Here
Sunday, Apr. 19, 2026, 04:27 AM
Partnership could bring continued expansion for Westlake Financial
Friday, Jan. 3, 2020, 05:01 PM
SubPrime Auto Finance News Staff
Westlake Financial and Nowcom Corp. say that their new strategic partnership with Source One Financial Corp. allows Westlake expansion to continue in what they say is a large and growing Canadian non-prime automotive finance market. Through the partnership, Westlake will provide backing for ... [Read More]
More 2020 expectations on affordability and interest rates
Friday, Dec. 13, 2019, 04:23 PM
SubPrime Auto Finance News Staff
As part of its expectations for the 2020 credit market, TransUnion acknowledged that issues surrounding vehicle affordability will continue to persist in the coming year. But with the Federal Reserve leaving interest rates unchanged this week — and policymakers alluding ... [Read More]
Kraninger highlights accomplishments during first year leading CPFB
Thursday, Dec. 12, 2019, 03:09 PM
SubPrime Auto Finance News Staff
This week, Consumer Financial Protection Bureau director Kathleen Kraninger celebrated her one-year anniversary leading the regulator. Kraninger highlighted through a news release that during her first year she met with more than 800 consumers, consumer groups, state and local government ... [Read More]
Top 10 states for 30-day delinquency in Q3
Wednesday, Dec. 11, 2019, 04:34 PM
SubPrime Auto Finance News Staff
Perhaps signaling locations where your collections department needs to tailor its focus, Experian pinpointed the top 10 states with the highest rates of 30-day delinquency after the third quarter. According to Experian’s Q3 2019 State of the Automotive Finance Market ... [Read More]
EFG Companies reveals 4 predictions about F&I and other dealership activities in 2020
Wednesday, Dec. 11, 2019, 04:19 PM
SubPrime Auto Finance News Staff
On Wednesday, four leading executives from EFG Companies made their 2020 predictions and recommendations for the retail automotive and powersports F&I markets. With what they see as potentially another flat year on the horizon, the EFG leaders predicted that the ... [Read More]
KBRA shares expectations for 2020 ABS market
Wednesday, Dec. 11, 2019, 04:17 PM
SubPrime Auto Finance News Staff
The Kroll Bond Rating Agency (KBRA) released its 2020 forecast for the automotive asset-backed securities, mentioning how a new participant might generate more activity in this arena. Analysts said in their report shared with SubPrime Auto Finance News this week ... [Read More]
COMMENTARY: Considering an improved auto-loan calculator
Tuesday, Dec. 10, 2019, 04:21 PM
Wendy De La Rosa and Richard Mathera, Common Cents Lab
Recent Federal Reserve data shows that more than 4 million Americans are more than 90 days late on their car loan payments. There are many reasons someone may default on an auto loan: job loss, health emergency or an expensive ... [Read More]
Canadian-based iA Financial expands US warranty presence by purchasing IAS
Monday, Dec. 9, 2019, 03:46 PM
SubPrime Auto Finance News Staff
iA Financial Corp., one of Canada’s largest insurance and wealth management companies, secured a larger amount of the dealer warranty business in the United States last week. According to a news release, iA Financial, the holding company of iA Financial ... [Read More]
5 federal agencies now support alternative-data usage
Friday, Dec. 6, 2019, 03:53 PM
SubPrime Auto Finance News Staff
If auto-finance companies were not already using alternative data to enhance their underwriting efforts, they appear to have gotten the green light this week from five prominent federal regulators. Those five agencies — the Federal Reserve, the Consumer Financial Protection Bureau ... [Read More]
Experian Q3 financing data reinforces appeal of used
Thursday, Dec. 5, 2019, 03:17 PM
SubPrime Auto Finance News Staff
Reinforcing the appeal of used models highlighted in a recent Ally Financial survey, Experian’s latest data showed used vehicles are commanding a larger share of the U.S. automotive finance market. According to Experian’s Q3 2019 State of the Automotive Finance ... [Read More]
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