As subprime space keeps changing, how long can average terms stretch?
Monday, May. 4, 2026, 11:16 AM
TransUnion updates auto performance, shares research about K-shaped path of overall consumer credit market
Thursday, Apr. 30, 2026, 10:10 AM
Reviewing FICO & FSA data to see how much student loans could be impacting your auto-finance portfolio
Tuesday, May. 5, 2026, 10:13 AM
Latest Stories
This Month's Focus
Artificial Intelligence
CARS Protection Plus taps Circuitry.ai Warranty Decision Intelligence to help adjusters resolve claims faster
Wednesday, May. 6, 2026, 10:38 AM
DealerOn’s dual launch includes AI search visibility platform, ‘intelligent layer’ touching full dealership
Tuesday, May. 5, 2026, 03:28 PM
Newest Experian tool designed to reduce risk within AI-driven commerce
Monday, May. 4, 2026, 11:19 AM
FICO’s Shams Blanc on lenders sharpening underwriting & more
Fresh off being in Miami as part of the Used Car Industry Summit that Cherokee Media Group hosted this spring, Shams Blanc, who is vice president of auto scores at FICO, appeared again on the Auto Remarketing Podcast. Blanc discussed ... Listen Here
Wednesday, Apr. 29, 2026, 03:54 PM
Byron Oldham of Honest Autos & FIADA
Byron Oldham is president of the family-owned Honest Autos dealership and is president of the board at the Florida Independent Automobile Dealers Association. In this episode, Oldham talks with Cherokee Media Group senior editor Joe Overby about the upcoming Southeast ... Listen Here
Monday, Apr. 27, 2026, 07:47 PM
Automotive CFO-To-Go Kathi Kruse talks dealership finance, accounting in ‘lightning round’
Kathi Kruse, the Automotive CFO-To-Go who brings her financial expertise — born through years of experience as a dealership chief financial officer — to dealers needing help in that area, is back on the Auto Remarketing Podcast. In this episode, ... Listen Here
Sunday, Apr. 19, 2026, 04:27 AM
Manheim: Wholesale Price Conditions Hit BHPH Dealers Hard & More Financing Trends Revealed
Tuesday, Aug. 2, 2011, 12:00 AM
Nick Zulovich
ATLANTA — When Manheim considered the buy-here, pay-here market when compiling its annual Used Car Market Report — Mid-Year Edition, chief economist Tom Webb discovered these stores have been especially impacted by high wholesale prices. Webb insisted BHPH dealers have to ... [Read More]
Nicholas Financial: 1Q Net Earnings Soar Nearly 50 Percent
Tuesday, Aug. 2, 2011, 12:00 AM
Nick Zulovich
CLEARWATER, Fla. — Nicholas Financial recently revealed its first quarter results, highlighting a set of substantial increases for both earnings and revenue. Net earnings for the three months came in at $5.303 million, marking a 48 percent increase from the ... [Read More]
Credit Acceptance Reveals 2Q Earnings, Loan Performance
Tuesday, Aug. 2, 2011, 12:00 AM
Nick Zulovich
SOUTHFIELD, Mich. — Although its second-quarter net income slipped year-over-year, Credit Acceptance Corp., watched that financial reading climb when looking at its performance through the first six months of 2011. Credit Acceptance reported Monday that its second-quarter consolidated net income ... [Read More]
Ally: Used U.S. Originations Spike 74 Percent, While Leasing Jumps 155 Percent Over 2010
Tuesday, Aug. 2, 2011, 12:00 AM
Nick Zulovich
NEW YORK — Reviewing Ally Financial's preliminary second-quarter results, SubPrime Auto Finance News discovered its auto originations growth was driven in large part by stronger used originations and leasing volume in the U.S., which spiked 74 percent and 155 percent, respectively. ... [Read More]
NCM’s Carmichael Identifies Crucial Decision Dealers Must Make When Entering BHPH Market
Thursday, Jul. 28, 2011, 12:00 AM
Nick Zulovich
OVERLAND PARK, Kan. — NCM Associates' Brent Carmichael pinpointed what he believes is the No. 1 decision any dealer principal needs to make before venturing into or expanding in the buy-here, pay-here market. Carmichael — NCM's executive conference moderator who ... [Read More]
Equifax: Subprime Lending on the Rise
Thursday, Jul. 28, 2011, 12:00 AM
Nick Zulovich
ATLANTA — According to its most recent report on consumer credit trends, Equifax discovered several signs that the credit cycle is moving towards stabilization and growth, while subprime lending is also increasing in the auto, bankcard and consumer finance segments. Auto loan originations, in particular, ... [Read More]
J.D. Power Reveals Top Lenders Based on Dealer Satisfaction
Thursday, Jul. 28, 2011, 12:00 AM
Nick Zulovich
WESTLAKE VILLAGE, Calif. — J.D. Power and Associates discovered dealer satisfaction with automotive financing lenders has increased notably this year with improvement by certain banks outpacing gains by captive lenders, particularly in the prime retail credit space. Assertions in J.D. ... [Read More]
Survey: Auto Tops 2010 Consumer Complaints
Thursday, Jul. 28, 2011, 12:00 AM
Nick Zulovich
WASHINGTON, D.C. — Auto and credit/debt came in as Nos. 1 and 2 in top 2010 consumer complaints, according to a new survey out this week. And interestingly, Internet sales came in at No. 6, with one of the key ... [Read More]
Westlake Financial Reveals 2Q Top Auction Winners
Tuesday, Jul. 26, 2011, 12:00 AM
Nick Zulovich
LOS ANGELES — Westlake Financial Services revealed Monday its choices for the top auctions for the second quarter. The title of Top Overall Auction went to Norwalk Auto Auction followed by Manheim Nevada — which had previously held the top spot ... [Read More]
Ford Credit Shows Steep Decline in Charge-Offs
Tuesday, Jul. 26, 2011, 12:00 AM
Nick Zulovich
DEARBORN, Mich. — In reporting its second quarter results, Ford Credit revealed that charge-offs have decreased significantly. For the quarter, total charge-offs came in at $41 million, compared to $86 million in the same period of 2010. Breaking it down even ... [Read More]
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