
As delinquency continues to rise, consumers’ view on buying vehicles deteriorates, too
Tuesday, Oct. 14, 2025, 10:21 AM

Auto credit availability improves slightly again in September
Monday, Oct. 13, 2025, 11:52 AM

Top 10 states where rates on auto financing are rising most
Thursday, Oct. 9, 2025, 11:46 AM
CarMax CMO Sarah Lane on Company’s Journey from Used-Car ‘Challenger’ to ‘Leader’
CarMax chief marketing officer Sarah Lane joins the Auto Remarketing Podcast to talk about the company’s new “Wanna Drive?” branding, its omni-channel buying and selling experience, putting the customer in control and how CarMax sets itself apart in an era ... Listen Here
Friday, Oct. 10, 2025, 02:15 PM
Regulation like vacated CARS Rule rises in California
Many dealers likely cheered when the CARS Rule from the Federal Trade Commission was vacated by a federal court at the beginning of the year. But long-time Arizona independent dealer Ace Christian believed it wouldn’t be long before similar regulations ... Listen Here
Friday, Oct. 10, 2025, 02:00 PM
How EVAI became VMS with co-CEO David Prusinski
David Prusinski is now the co-CEO of Vehicle Management Systems (VMS), which previously operated as EVAI. Prusinski shared about how the company arrived at its new brand and what might be ahead for the provider of data analytics and artificial ... Listen Here
Monday, Oct. 6, 2025, 07:40 PM
COMMENTARY: The compliance mirage & why not all payment calculators are created equal
Tuesday, Aug. 26, 2025, 10:33 AM
Sarah Milovich, Carleton
A payment calculator seems like it is technology offered and used by everyone today. Plug in a few numbers, and out pops a monthly payment. Simple, right? Unfortunately, this illusion of simplicity is costing auto lenders and dealers significantly. What ... [Read More]
Agora Data hires Pratt as VP of sales strategy
Monday, Aug. 25, 2025, 10:30 AM
SubPrime Auto Finance News Staff
Agora Data said through a post on LinkedIn that the fintech innovator of advanced capital solutions in subprime and non-prime consumer finance has hired Wendy Pratt as its new vice president of sales strategy. “Wendy is an experienced and recognized ... [Read More]
As Fed ponders rate cuts, Bain/Dynata research shows some consumers might be ‘battening down the hatches’
Monday, Aug. 25, 2025, 10:30 AM
Nick Zulovich, Senior Editor
Just ahead of the Federal Reserve chair making some of his most important public comments of the year on Friday, the latest results of the Bain & Company/Dynata Consumer Health Indexes (CHI) indicated a souring mood among U.S. consumers is ... [Read More]
COMMENTARY: Why agents are more than a third wheel in recovery system
Friday, Aug. 22, 2025, 09:41 AM
Vaughn Clemmons, American Recovery Association
As president of the American Recovery Association, I have the privilege of hearing from agents across the country. From those conversations, I am left with great confidence that our industry is more committed to compliance and professionalism than ever. This ... [Read More]
Fed’s Waller highlights why, ‘It is an exciting time to work in payments’
Thursday, Aug. 21, 2025, 11:27 AM
SubPrime Auto Finance News Staff
After stating his case for cutting interest rates in July, Federal Reserve governor Christopher Waller was back on the public appearance circuit on Wednesday discussing a process that’s important to every auto-finance company. Payments. Speaking at the Wyoming Blockchain Symposium ... [Read More]
Weltman, Weinberg & Reis reinforces Philadelphia office
Wednesday, Aug. 20, 2025, 02:02 PM
SubPrime Auto Finance News Staff
Weltman, Weinberg & Reis Co., a full-service creditors’ rights law firm with more than 95 years of client service, recently announced the addition of attorney Sofia Tamimi to the firm’s Philadelphia office. The firm highlighted Tamimi brings “a unique blend ... [Read More]
San Francisco Fed offers new way to look at labor market & spot recessions
Wednesday, Aug. 20, 2025, 10:59 AM
SubPrime Auto Finance News Staff
The Federal Reserve Bank of San Francisco devised a new way of looking at the job market to provide more clarity to the auto-finance industry and the credit space in general. The San Francisco Fed rolled out the Labor Market ... [Read More]
Credit applications tick up as vehicle-buying intentions remain stable
Tuesday, Aug. 19, 2025, 10:17 AM
SubPrime Auto Finance News Staff
Cox Automotive chief economist Jonathan Smoke said Tuesday that unique credit applications per dealer on Dealertrack increased 6% year-over-year last week, perhaps reflecting some previously mentioned consumer sentiment trends shared by the Conference Board. In his weekly Auto Market Report, ... [Read More]
TransUnion ponders if auto-loan delinquency is at or near peak
Friday, Aug. 15, 2025, 11:01 AM
SubPrime Auto Finance News Staff
TransUnion acknowledged the percentage of consumers 60 days or more past due on their auto loan climbed to a rate in the second quarter that exceeded what analysts recorded in 2009. But TransUnion also said the pace of increases in ... [Read More]
Ally Financial tops subprime space in J.D. Power study for fifth consecutive year
Thursday, Aug. 14, 2025, 10:17 AM
SubPrime Auto Finance News Staff
Along with a discussion about performance among banks, the J.D. Power 2025 U.S. Dealer Financing Satisfaction Study highlighted that Ally Financial topped the chart again among non-captive subprime auto finance companies. The study showed Ally Financial ranked highest in overall ... [Read More]
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