As subprime space keeps changing, how long can average terms stretch?
Monday, May. 4, 2026, 11:16 AM
TransUnion updates auto performance, shares research about K-shaped path of overall consumer credit market
Thursday, Apr. 30, 2026, 10:10 AM
Reviewing FICO & FSA data to see how much student loans could be impacting your auto-finance portfolio
Tuesday, May. 5, 2026, 10:13 AM
Latest Stories
FICO’s Shams Blanc on lenders sharpening underwriting & more
Fresh off being in Miami as part of the Used Car Industry Summit that Cherokee Media Group hosted this spring, Shams Blanc, who is vice president of auto scores at FICO, appeared again on the Auto Remarketing Podcast. Blanc discussed ... Listen Here
Wednesday, Apr. 29, 2026, 03:54 PM
Byron Oldham of Honest Autos & FIADA
Byron Oldham is president of the family-owned Honest Autos dealership and is president of the board at the Florida Independent Automobile Dealers Association. In this episode, Oldham talks with Cherokee Media Group senior editor Joe Overby about the upcoming Southeast ... Listen Here
Monday, Apr. 27, 2026, 07:47 PM
Automotive CFO-To-Go Kathi Kruse talks dealership finance, accounting in ‘lightning round’
Kathi Kruse, the Automotive CFO-To-Go who brings her financial expertise — born through years of experience as a dealership chief financial officer — to dealers needing help in that area, is back on the Auto Remarketing Podcast. In this episode, ... Listen Here
Sunday, Apr. 19, 2026, 04:27 AM
This Month's Focus
Artificial Intelligence
DealerOn’s dual launch includes AI search visibility platform, ‘intelligent layer’ touching full dealership
Tuesday, May. 5, 2026, 03:28 PM
Newest Experian tool designed to reduce risk within AI-driven commerce
Monday, May. 4, 2026, 11:19 AM
Fed’s Bowman outlines 3 steps now that Anthropic’s Mythos adds more possible AI risk to banking
Monday, May. 4, 2026, 11:18 AM
Study shows how unaware consumers are of interest rate impact
Wednesday, Jul. 29, 2015, 03:50 PM
SubPrime Auto Finance News Staff
According to a national survey commissioned by Carvana, consumers still are uninformed about the total costs associated with the interest rate connected to their vehicle installment contract. Carvana — a completely online vehicle retailer backed by DriveTime and launched two ... [Read More]
CFPB denies NADA request for leaked memo
Tuesday, Jul. 28, 2015, 03:25 PM
SubPrime Auto Finance News Staff
On Monday, the Consumer Financial Protection Bureau blocked access to information the National Automobile Dealers Association sought. NADA officials said the CFPB rejected a Freedom of Information Act (FOIA) request to release a memorandum that they believe can show the bureau ... [Read More]
2 elements that help dealers in non-prime financing
Monday, Jul. 27, 2015, 04:20 PM
Nick Zulovich, Editor
Michael Buckingham, senior director of the auto finance practice at J.D. Power, acknowledged dealers and finance companies already know that trying to get a new-vehicle contract completed for a customers with a soft credit profile can be “tricky.” So when ... [Read More]
Appeals court overturns previous decision questioning CFPB constitutionality
Monday, Jul. 27, 2015, 04:16 PM
SubPrime Auto Finance News Staff
If members of Congress wanted more ammunition for a crusade to eliminate the Consumer Financial Protection Bureau, perhaps a three-judge panel on the District of Columbia Circuit of the U.S. Court of Appeals provided just the thing. An opinion released ... [Read More]
Auto loan defaults sink to new low in June
Friday, Jul. 24, 2015, 03:52 PM
SubPrime Auto Finance News Staff
June’s auto loan metrics bucked the trends seen in other credit markets to register a new historical low, according to the latest S&P/Experian Consumer Credit Default Indices. Analysts from S&P Dow Jones Indices and Experian noticed the auto loan default ... [Read More]
CFPB fills top 2 posts on acting basis
Friday, Jul. 24, 2015, 03:50 PM
SubPrime Auto Finance News Staff
As the Consumer Financial Protection Bureau made temporary adjustments to fill the role of its deputy director who resigned last week, a pair of Texas lawmakers introduced a proposal to eliminate the CFPB altogether. With deputy director Steve Antonakes departing the ... [Read More]
F&I Express unveils tool to watch margins for compliance
Friday, Jul. 24, 2015, 03:46 PM
SubPrime Auto Finance News Staff
F&I Express recently launched what’s being dubbed CompliPrice, a cloud-based tool aimed to help stores ensure profits on aftermarket insurance products are compliant with dealer and finance companies compliance policies, and potential guidelines from the Consumer Financial Protection Bureau. The ... [Read More]
More evidence of consumer rebound via subprime loans
Wednesday, Jul. 22, 2015, 03:32 PM
SubPrime Auto Finance News Staff
Westlake Financial Services and Equifax now have more data to support their argument that subprime auto financing can benefit individuals with soft credit histories, rather than create a negative situation some regulators and consumer advocates might believe. Equifax recognized Westlake ... [Read More]
The numbers as the CFPB turns 4
Wednesday, Jul. 22, 2015, 03:27 PM
SubPrime Auto Finance News Staff
The Consumer Financial Protection Bureau celebrated its fourth birthday on Tuesday. Among the individuals on hand to cheer the occasion were the lawmakers who authored the Dodd-Frank Act, which created the CFPB. Instead of just cake and party hats, bureau ... [Read More]
Upcoming free FICO webinar to discuss application fraud
Wednesday, Jul. 22, 2015, 03:19 PM
SubPrime Auto Finance News Staff
FICO is offering finance companies strategy recommendations for those who fear that they’re reviewing too many applications for fraud, yet still finding fraudsters on the books. FICO also questioned whether finance companies have a clear definition of what is fraud and ... [Read More]
X