Why Capital Structures Matters in Today’s Market Dealers actively expanding or acquiring real estate are often constrained not by opportunity—but...
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As subprime space keeps changing, how long can average terms stretch?
Monday, May. 4, 2026, 11:16 AM
TransUnion updates auto performance, shares research about K-shaped path of overall consumer credit market
Thursday, Apr. 30, 2026, 10:10 AM
Reviewing FICO & FSA data to see how much student loans could be impacting your auto-finance portfolio
Tuesday, May. 5, 2026, 10:13 AM
Latest Stories
This Month's Focus
Artificial Intelligence
DealerOn’s dual launch includes AI search visibility platform, ‘intelligent layer’ touching full dealership
Tuesday, May. 5, 2026, 03:28 PM
Newest Experian tool designed to reduce risk within AI-driven commerce
Monday, May. 4, 2026, 11:19 AM
Fed’s Bowman outlines 3 steps now that Anthropic’s Mythos adds more possible AI risk to banking
Monday, May. 4, 2026, 11:18 AM
FICO’s Shams Blanc on lenders sharpening underwriting & more
Fresh off being in Miami as part of the Used Car Industry Summit that Cherokee Media Group hosted this spring, Shams Blanc, who is vice president of auto scores at FICO, appeared again on the Auto Remarketing Podcast. Blanc discussed ... Listen Here
Wednesday, Apr. 29, 2026, 03:54 PM
Byron Oldham of Honest Autos & FIADA
Byron Oldham is president of the family-owned Honest Autos dealership and is president of the board at the Florida Independent Automobile Dealers Association. In this episode, Oldham talks with Cherokee Media Group senior editor Joe Overby about the upcoming Southeast ... Listen Here
Monday, Apr. 27, 2026, 07:47 PM
Automotive CFO-To-Go Kathi Kruse talks dealership finance, accounting in ‘lightning round’
Kathi Kruse, the Automotive CFO-To-Go who brings her financial expertise — born through years of experience as a dealership chief financial officer — to dealers needing help in that area, is back on the Auto Remarketing Podcast. In this episode, ... Listen Here
Sunday, Apr. 19, 2026, 04:27 AM
CFPB rescinds abusiveness policy statement
Monday, Mar. 15, 2021, 02:59 PM
SubPrime Auto Finance News Staff
Experts projected that the Consumer Financial Protection Bureau (CFPB) would become more active with President Biden now in the White House. Randy Henrick put it this way in a previous commentary: “It is reasonable to expect changes in the automobile ... [Read More]
Declining extensions among 3 positive trends for portfolio health
Thursday, Mar. 11, 2021, 08:08 PM
Nick Zulovich, Senior Editor
Contract extensions for auto financing are trending down. Consumer expectations for their household financial situations are improving. President Biden just signed the newest federal stimulus package. As individuals and industries acknowledged the first anniversary of COVID-19, analysts and experts are ... [Read More]
Resource Hub
Best Practices, Ideas, and Tools for Business
Dealer Playbook: 5 Takeaways for Auto Retailers Using AI
The May issue of Auto Remarketing — “Shifting Gears: AI’s Role in Retail Automotive” — explores how top auto retailers...
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How TO Maximize Your Digital Sales!
How much revenue is slipping through the cracks in your digital sales process? Our latest guide reveals the most common...
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Loan Origination Automation Guidelines for Modern Lenders
Lenders are under pressure to move faster, handle higher volumes, and reduce manual tasks. Automation can help, but only if...
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Turn Service Visits Into Sales Growth: A GM’s Checklist
Your service drive is filled with loyal customers who trust your dealership and are physically in your store, yet most...
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Despite tie vote, CFPB director nominee advances in Senate
Thursday, Mar. 11, 2021, 04:02 PM
SubPrime Auto Finance News Staff
Vehicle traffic might be flowing faster on the Capital Beltway because multitudes of federal employees continuing to work from home. However, the process to confirm President Biden’s nomination to be the director of the Consumer Financial Protection Bureau showed that gridlock ... [Read More]
RISC offers free state-by-state guide for handling personal property
Wednesday, Mar. 10, 2021, 07:48 PM
SubPrime Auto Finance News Staff
Handling personal property left in a repossessed vehicle is one of the most difficult industry challenges. It’s one that can result in significant consequences if not completed properly, as highlighted by a consent order made public in October involving the ... [Read More]
CFPB clarifies rule prohibiting discrimination based on sexual orientation & gender identity
Wednesday, Mar. 10, 2021, 05:08 PM
SubPrime Auto Finance News Staff
The Consumer Financial Protection Bureau (CFPB) made a forceful declaration on Tuesday, stating the “industry is on notice” and that the bureau “will not tolerate illegal discrimination against the LGBTQ+ community.” The regulator issued an interpretive rule clarifying that the ... [Read More]
CarGurus study: Consumer perceptions about pre-qualification still uncertain
Tuesday, Mar. 9, 2021, 03:48 PM
SubPrime Auto Finance News Staff
The CarGurus consumer sentiment study focused on auto finance found a significant portion of participants said that receiving pre-qualification for financing before visiting the dealership would be useful. In fact, the study results released on Tuesday showed that 93% of vehicle ... [Read More]
States with highest & lowest cost of vehicle ownership
Monday, Mar. 8, 2021, 03:15 PM
SubPrime Auto Finance News Staff
Dealerships and finance companies often try to educate their customers to understand that the cost of having a vehicle is more than just the monthly payment stipulated on the installment contract. Analysts at Move.org — a website dedicated to helping ... [Read More]
Why February jobs report could make your portfolio more appetizing
Friday, Mar. 5, 2021, 02:42 PM
SubPrime Auto Finance News Staff
Finance company executives and managers having a sit-down meal at a restaurant now might be even more enjoyable than for just the delicious dish and social comradery. Their outstanding portfolio might be much more appetizing, too, because of the rebound ... [Read More]
Experian: Deep subprime quarterly originations drop below 2%
Thursday, Mar. 4, 2021, 04:02 PM
SubPrime Auto Finance News Staff
The auto-finance industry’s appetite for the highest-risk paper declined to close 2020. According to Experian’s Q4 2020 State of the Automotive Finance Market report, analysts discovered deep subprime originations of all contracts booked in a quarter dipped below 2% for ... [Read More]
COMMENTARY: Near-term, special-finance outlook after frigid start to 2021
Tuesday, Mar. 2, 2021, 03:37 PM
David Meyer, Advantage GPS
America recently was under the Great Freeze of 2021, which lasted more than two weeks. Millions were without power. Businesses and schools were shuttered. Power grids strained under a brutal arctic assault. This will without a doubt negatively affect business ... [Read More]
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